What is the income level of the 2000 yuan provident fund?

After paying 2000 yuan of common reserve fund, the income is about 16667 yuan. Individuals pay 2000 yuan a month, and units must pay 2000 yuan. In fact, the housing provident fund is credited to a personal account for 4,000 yuan per month, which is 48,000 yuan a year, which is equivalent to the income level of an ordinary employee for one year, so it is very cost-effective to pay the housing provident fund. In fact, the payment base of housing provident fund is the same as social security. As an on-the-job employee, the salary is paid according to the average monthly salary of the previous year. New employees are paid according to the salary of the first month, and new employees are paid according to the salary of the current month. Five insurances and one gold are paid according to pre-tax income. According to this idea, the monthly salary is about 16667 yuan.

First, the income from provident fund contributions in 2000 was about 16667.

At present, many places have stipulated the scope of payment, that is, the minimum is 5% and the maximum is 12%. This deposit ratio is only a unilateral payment ratio. In fact, when individuals pay, the unit should also pay in the same proportion. For example, in the example of the subject, as long as the employer pays according to the average monthly salary of employees in the previous year, it can pay 2,000 yuan per month at the rate of 12%. For example, the monthly salary is 5556 yuan. If the housing accumulation fund is paid at 100% and the deposit rate is 12%, then the monthly housing accumulation fund is 666.72 yuan.

Second, understand the provident fund

In China, the provident fund can be called the reserve fund of enterprises. On the one hand, it is used for enterprises to increase their own property capacity, on the other hand, it is used to increase the production and operation of enterprises and prevent enterprises from suffering unexpected losses. In this case, you can withdraw the provident fund to fill it. It can also be called compulsory provident fund, which must be drawn according to the proportion stipulated by relevant laws. The main purpose of provident fund in enterprises is: 1. The rest will make up for the losses of the enterprise. This thing can cover the rest of the business scope. Can be transferred to company capital.

To sum up, for private enterprises, because the boss wants to save the cost of human resources, he can pay five insurances, one gold and housing provident fund according to 60% of his salary, which is already a good boss. Under normal circumstances, the provident fund is purchased directly by the enterprise for the regular employees, and it is fixed in the later period. Employees who leave or retire cannot enjoy provident fund treatment without provident fund.