What is the difference between extended car warranty, car maintenance and car insurance?

"Extended car warranty" is not car insurance, nor is it car maintenance. The fundamental difference between the three is that "car insurance" is responsible for repairs against vehicle accidents; "extended car warranty" is responsible for repairs against vehicle breakdowns; and "car maintenance" refers to the regular inspection, cleaning, and replenishment of relevant parts of the car. Preventive work such as lubrication, adjustment or replacement of certain parts to eliminate hidden dangers and extend the service life.

To put it simply, if a car accident occurs while driving, the repair costs will be borne by the insurance company; however, if the vehicle is used normally and there is a mechanical or electrical component failure without a traffic accident, the insurance company will bear the cost. , it falls within the scope of the extended warranty. During the warranty period, car owners will not have the idea of ????purchasing an extended warranty. However, when the warranty period is about to end, many car owners will inevitably start to wonder whether they need to purchase an extended warranty. Considering the future maintenance costs, Is the price I paid for the extended warranty worth it? There is no free lunch, and there is no free pie. Most extended warranty services are paid, and the fees vary depending on the age of the vehicle. Newer models generally have lower fees. The longer the extended warranty period, the higher the cost, which increases in a stepwise manner. And different brands and different models will have certain differences in costs

Vehicle extended warranty" refers to the normal maintenance of the vehicle and the repair of vehicle failures that occur during use during the extended warranty period; "vehicle insurance" refers to When a vehicle is involved in an accident, the loss insurance and third-party liability insurance will have to be chosen based on the specific circumstances of the vehicle. If it is a second-hand car or a parallel imported car, it is best to choose a more professional one, such as Third-party extended warranty services such as Wangao warranty include three major data. The first data is the 12 major systems of the car. This data is different for each company. Gao is divided according to the functions of each component of the car, which is divided into engine, transmission, transmission, intake and exhaust, cooling, electronically controlled fuel, driving, steering, braking, body, air conditioning, and electrical systems. The difference between car insurance, Liu Dechun said, can be seen from the protection content, that is, car insurance protects the vehicle under abnormal conditions (such as traffic accidents, etc.) and can be regarded as accident insurance for the car; while extended insurance covers the vehicle under normal conditions. The protection of the vehicle under the condition of use can be regarded as the health insurance of the car.