Please tell me what are the mortgage loan procedures for buying a house.

1. The following documents are required for a mortgage loan to buy a house: 1. Household register; 2. ID card; 3. Income certificate (standard template provided by the lending bank), salary card or income bank statement statement It must have a bank seal; 4. Marriage certificate (not required for singles); 6. Proof of the first home (issued at the district or county real estate trading center where the property is purchased and sold), not required for individuals with second homes; 7. Personal credit report certificate; 8. If you have a non-local household registration, you need a temporary residence permit or temporary residence permit. 2. Personal housing mortgage loans refer to loans issued by banks to borrowers to purchase new homes for self-use, which are commonly referred to as "personal housing mortgage loans." The amount of a personal housing mortgage loan issued by a bank shall not be higher than 80% of the value of the house to be purchased as assessed by the real estate appraisal agency or the actual total purchase cost (whichever is lower).

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