Is there any way to borrow money to buy a car?

The first one is to pay the authorization fee. Everyone knows that the first thing to do after buying a new car is to give the car a license, otherwise you can't get on the road. Therefore, many 4S stores want to make more profits at this time, so they will allow customers to license in 4S stores as long as they pay the corresponding fees.

For some car owners who are usually busy and have no time to go to the vehicle management office, it will be more convenient and faster to apply for a license directly at the 4S shop. If so, it is equivalent to winning the routine of 4S shop, because many car owners can get it by running to the vehicle management office for hundreds of dollars, but it costs at least several thousand dollars to apply for a license in 4S shop, which is very expensive.

The second is the vehicle delivery fee. Speaking of garage fees, many car owners and friends must be familiar. In fact, the so-called vehicle payment fee has been borne by the manufacturer himself, and there is no need for the owner to pay it again. When a 4S shop meets a small white novice who doesn't understand this aspect to buy a car, they will be asked to pay the vehicle delivery fee again to earn more money.

The third time was PDI inspection. PDI inspection is a procedural inspection of hidden dangers in garage. The 4S shop will give you the car after inspection, and the inspection fee for this PDI should actually be borne by the 4S shop.

If you meet a clerk in a 4S store and ask you to pay this fee, it is illegal. Some 4S stores even threaten customers that they will not be inspected unless they pay the money. If this happens, you can protect your rights and interests by calling the police.

The fourth is to give loans to friends who buy cars. Although it is not difficult to buy a car now, after all, it is expensive, which is not a small sum for most people, so many people borrow money to buy a car to relieve their pressure.

At this time, people in the 4S shop will ask you to pay some financial service fees, ranging from thousands to tens of thousands. In fact, for car owners, you can go to the 4S shop, but you can't pay so many service fees.

You don't have to buy the fifth insurance. Friends who go to a 4s shop to buy a car must have had such an experience. The salesman in the store will sell insurance to you. If you don't buy it, you will feel all kinds of danger on the road. Most people will buy full insurance for their first car, but everyone knows that the price in the store is expensive. Before I told you about insurance, many people left messages saying that "the other party won't sell the car without buying insurance." I believe that most people will feel the same way, but it is not helpless.

In fact, in a 4s shop, you can discuss with the sales staff whether you can only buy the car damage, or add a three-way insurance, excluding the deductible insurance. Under normal circumstances, the salesperson will accept your request.

So you don't need to buy other insurance? Of course not. After picking up the car, you can call the insurance company that bought those insurances before and add them yourself.