I borrowed more than 300 thousand from ants. What should I do if I can't pay it back? Let's talk about it

First of all, Alipay's risk control system is very good and unique. It should be the best risk control system in China, so it has accumulated a lot of data, and there are certain methods for people who don't pay their debts.

First of all, borrowing money will inform you to pay back the money, and at this time, you will usually use SMS to remind you, and you may sometimes call. These are very civilized collection methods, because many people may forget them.

At this time, you can call or send a text message to remind the borrower to repay the loan. This way is more civilized and is the first stage of collection.

So what will happen in the second stage? If you refuse to repay, Alipay may call you again at this time to make a final collection effort, which may be the last step for Alipay to handle the collection.

The third stage is to give this information to a professional collection company, let them collect money, and then give them some commission. Alipay will provide a lot of information, such as phone number, name, ID card information and so on. I will also give you the address book number.