Compared with Pacific Insurance, China Ping An has a good reputation.

When it comes to buying insurance, the most uncertain thing for insurance novices is which insurance company to choose. Which is better, a well-known company or an unknown company? In this way, it will take a lot of time and energy to choose an insurance company, and many cost-effective products may not be noticed.

Senior, let's talk about the difference between China Ping An Insurance Company and Pacific Insurance Company, and see which insurance company is stronger. Compare which company's products are more cost-effective?

I. China Ping An Insurance Company

China Ping An Insurance (Group) Co., Ltd. can be referred to as China Ping An for short. China Ping An Company was formally established on 1988, and the location was chosen in Shekou, Shenzhen. At present, China Ping An has gradually developed into one of the enterprises with the most comprehensive financial license and the widest business scope in China. The total assets of the group have reached 10 trillion yuan, which is the largest of all insurance groups.

As for its solvency, take China Ping An Life Insurance Company of China Insurance Company as an example. In the first quarter of 2022, the core solvency adequacy ratio was 65,438+042.48%, the comprehensive solvency adequacy ratio was 2,565,438+0.27%, and the latest comprehensive risk rating was Class B..

For more information about insurance companies of China Ping An Life Insurance Company of China Insurance Company, interested friends can poke this article:

How about China Ping An Life Insurance Company of China Insurance Company? What products are there? Which ones are good? What problems are worthy of in-depth analysis? 》

2. Pacific Insurance Company

China Pacific Insurance (Group) Co., Ltd., referred to as Pacific Insurance for short, is an insurance group company established on the basis of China Pacific Insurance Company formally established on May199/KLOC-0. Headquartered in Shanghai, it is the pioneer of China Comprehensive Insurance Group and belongs to the first A+H+G (Shanghai, Hongkong and London).

Pacific Insurance has a full insurance license including life insurance, property insurance, endowment insurance, health insurance, agricultural insurance and asset management, and is one of the Fortune 500 companies. The company was selected for eleven years and ranked158; Ranked fifth among the most valuable insurance brands in brand finance 100.

For its solvency, such as Pacific Life, the core solvency adequacy ratio in the first quarter of 2022 was 65,438+0.47%, and the comprehensive solvency adequacy ratio was 247%. The latest comprehensive risk rating can reach Grade A. ..

For more company introductions about Pacific Insurance, friends who want to know more can open this article:

How about Pacific insurance? Is it reliable? What are the precautions? 》

3. China Ping An Insurance Company pk Pacific Insurance Company, who is the real winner!

Want to know which is more worth choosing, China Ping An Insurance Company and Pacific Insurance Company, we can compare them from the following angles:

1, company background PK

To sum up, China Ping An Insurance Company and Pacific Insurance Company have strong strength and are in the forefront of insurance companies. In terms of popularity, I believe that when friends talk about insurance, no one has never heard of Pacific Insurance and Ping An Insurance, so you can rest assured in the company background.

2. Solvency PK

To judge an insurance company's claims ability, it is important to see whether its claims ability can meet the standards of the CBRC, that is, the core solvency adequacy ratio is ≥50%, the comprehensive solvency adequacy ratio is ≥ 100%, and the comprehensive risk rating is B or above. As long as these three conditions are met, it is an insurance company with solvency.

Let's talk about the solvency comparison between China Ping An Insurance Company and Pacific Insurance Company. All the indexes of the two insurance companies have met the requirements of China Banking and Insurance Regulatory Commission.

3. Advantage Insurance PK

When it comes to superior insurance, we can directly take millions of medical insurance as an example to analyze. The comparison chart of China Ping An Insurance Company and Pacific Insurance Company's most popular million medical insurance products has also been completed, and then everyone will be familiar with it:

As can be seen from the figure, the product comparison between China Ping An Insurance Company and Pacific Insurance Company refers to the comparison between Ping An E life insurance Internet long-term medical insurance (adjustable rate) and Pacific E care-medical worry-free million medical insurance (personal version). The evaluation results are as follows:

From the insurance conditions, we can know that Ping An e-growth medical insurance is also very suitable for people born between 28 days and 55 years old, while Pacific e-care-medical insurance allows people born between 30 days and 65 years old to get insurance opportunities. In contrast, it can be seen that the latter has a wider age range.

The other two products cover a 20-year warranty renewal period, which is the top level in the medical insurance market. If the guarantee renewal period we are pursuing is the kind of million medical insurance, then these two products can actually be considered for purchase.

Seeing this, I want to know more about the long-term medical insurance of Ping An E Life. Please take a good look at this evaluation article written by senior sister:

"Ping An E Life's long-term medical insurance, which claims to be guaranteed for 20 years, should pay attention to these contents ..."

Let's talk about the contents of the guarantee first. First of all, this Ping An E life long-term medical insurance mainly provides two basic guarantees: general medical insurance and specific disease medical insurance. In addition, it also provides optional security that can be attached to Asia-specific treatment medical security, special medical security for specific diseases and special medical security for Ping An Internet.

Pacific e-care-the basic guarantee of free medical care includes general medical insurance, medical insurance for specific diseases, medical insurance for major diseases and medical care for major diseases, as well as optional protection, that is, medical insurance for specific drug expenses.

In a word, China Ping An Insurance Company and Pacific Insurance Company are both good insurance companies, and the protection contents of these two million medical insurance products actually have their own characteristics. Everyone should choose whether to add security according to their actual needs.

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

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