What do you think of personal finance skills? Tell me about it.

1 bookkeeping is the basis of financial management.

Some people don't like bookkeeping and never know where the money is spent. There is no balance after one month. In fact, bookkeeping is the first step in financial management. Although primitive, it is very effective. It is very important to find out where your funds are going, which is very important for the p2p financial platform to increase revenue and reduce expenditure and increase wealth.

The simplest financial management is to save money.

Saving money is one of the earliest financial management modes. It can be said that saving money is an ancient and effective financial management behavior accompanied by money. Therefore, saving money regularly is a way to make your wealth grow steadily. Therefore, the most important point of personal p2p financial platform is to save money. If there is no deposit, there will be no financial behavior such as p2p financial platform investment.

3. The proportion of fixed assets in the family should be controlled.

China people have a deep affection for land and houses since ancient times, and this affection is often transferred to investment. Many people think that buying a house is a very safe way to invest, so they buy a house as soon as they have money.

Excluding the risk of falling house prices and shrinking assets, the quality of life is often reduced because of the tens of millions of mortgages on the back of buying a house. The same is true of other household fixed assets. Take home appliances and furniture for example, these things have limited value-added space and poor liquidity. Therefore, the proportion of fixed assets to all household assets should not exceed 60%.