Five years after the old man bought a house with a loan. Give your son the house. Can I use my son's provident fund to repay the loan?

Houses with outstanding loans can be donated, but provident fund loans cannot be used.

Apply for housing provident fund loans shall meet the following conditions:

(1) has a permanent residence in this city or a valid residence certificate;

(2) The housing accumulation fund has been continuously paid for more than half a year before the application, and the accumulated time for paying the accumulation fund is not less than 2 years;

(3) Self-raised funds account for more than 30% of the total house price (including 30%);

(4) Have a stable occupation and a stable source of income, and have the ability to repay the loan principal and interest;

(5) signing a house purchase contract or agreement;

(6) meeting other conditions agreed by the trustor and the trustee.