How to buy a mobile phone by credit card installment? What if there are not enough places?

There are more and more places to spend by credit card, and cardholders can use credit card to buy goods that they could not afford in installments before. Now some cardholders will use credit cards to buy mobile phones in installments, so Bian Xiao has compiled the following information to talk about how credit cards can buy mobile phones in installments. What if there are not enough places?

How to buy a mobile phone with a credit card?

In fact, if a cardholder wants to buy a mobile phone by installment, he must first have a credit card that supports installment payment and a seller platform that supports installment payment terms, so that the cardholder can buy a mobile phone by installment payment with the credit card.

It should be noted that when using a credit card to purchase a mobile phone in installments, the current available credit card amount must be greater than the price of the mobile phone, otherwise the payment will fail. At present, the operation process of installment purchase of mobile phone credit cards is to enter the interface of booking mobile phone purchase, click purchase, select the credit card to be paid, and then click installment purchase to select different installment numbers. After selecting the installment number, click OK and enter the password to purchase.

What if there are not enough places?

1. Apply for a temporary line from the bank immediately: call the customer service of the bank at your convenience, or log in to the bank in official website to apply for increasing the temporary line.

2. Apply for raising the fixed limit: This method is suitable for less urgent situations, because it takes some time for the bank to approve the increase of the limit. To increase the fixed limit, you must use a credit card for more than half a year, have good consumption habits and repayment habits, have no bad credit history, and use a credit card frequently before you can apply for an increase.

3. Credit card deposit: the insufficient part is deposited into the corresponding balance to complete the installment payment transaction. For example, if the credit card amount is less than 1 1,000 yuan, the cardholder can deposit 1 1,000 yuan into the credit card and then purchase the mobile phone in installments.