Real estate experts said that the pre-sale system must not be cancelled. Do you agree with this view?

I don't agree. I think the pre-sale system must be abolished, which can avoid the situation that owners are aggressive to banks today. .

Because after the phenomenon of loan suspension, many people first think of financial risks, which is of course correct. However, from the perspective of property buyers, the suspension of loans is not the real cause of financial risks, but the suspension of real estate is the biggest incentive. In fact, some owners choose to stop lending publicly, not because it is not good, but because they hope to get more attention to the shutdown and unfinished houses they bought in this way, which will eventually help solve the problem. The photo is bright. Com commented that in the previous "rescue" narrative, we often heard the voices of regulators, developers and banks, and this time, the voice of the owners was heard by more people.

On the one hand, it shows that the pressure of the current property market has really been passed on to a considerable number of owners; On the other hand, it is also reminding developers, banks and local governments in a realistic way not to underestimate the game ability of owners in the real estate industry and the action force of safeguarding rights. Of course, the owners were forced to stop construction and resume work by stopping loans, which shows that they are still eager to get their houses back and still believe in the disposal ability of developers and the government. This actually shows that the most basic trust and confidence are still there. As long as we take good care of this trust and confidence with practical actions, the result will not be too bad.

Southern weekend commented that one way to solve the problem is to cancel the pre-sale of faster houses and only sell existing houses after completion. Or continue to reform the pre-sale, for example, don't hand over all the house payment to the developer at his disposal, pay a certain proportion first, and then pay a part when handing over the house, or pay the house payment gradually according to the progress of the project, and pay it when handing over the house: if the final payment is paid when handing over the house, it is better to use a bank loan, and the bank loan contract will take effect at this time, and the owner will repay at this time, which can avoid the situation that the owner is aggressive to the bank today.