The central bank once again reiterated that housing is not speculation. What kind of signal has this released?

The central bank reiterated the policy of "no speculation in housing", saying that the growth rate of real estate loans in 22 was lower than that of various loans for the first time in eight years, and the proportion of mortgage card loans also declined. I think the central bank's reaffirmation that housing is not speculation has released such a signal: it tells people that it is difficult to make money by buying a house, and the possibility of a sharp rise in house prices is not great. First, the signal of real estate speculation is no longer reliable.

house price is a matter that people care about, which is closely related to people's lives. However, the house price is so high that many people can't afford to buy a house. Earlier, when the house was a few thousand dollars, people thought it was already high, but some people were able to invest in the real estate industry. They bought several houses and then sold them. These people made a lot of money.

Although there are still some real estate speculators, the central bank's reaffirmation of the policy of not speculating in housing also tells people that it is more difficult to make money by real estate speculation. Because the state's policy is to stabilize housing prices, prevent them from rising sharply, and enable ordinary people to afford houses and live a stable life. I think this signal also tells those speculators that they should quit the real estate market. If they continue to speculate in real estate, they will lose everything. Second, the release of the signal that the possibility of a substantial increase in house prices is not great.

A series of policies issued by the bank also tell people that it is not very likely that house prices will rise sharply, because the bank has reduced the proportion of loans, which also means that it is not easy for some people to buy a house loan, and it also means that some people cannot cash out their houses, so there may be a surplus of houses in the market, so it is not very likely that house prices will rise sharply. These aspects also tell people that we should face the current housing prices rationally.

what signal do you think can be seen from the central bank's reaffirmation of the policy of housing and not speculating? You are welcome to leave a message below to express your opinion!