What happened to the real estate agent?

I have been dealing with real estate agents recently and found that real estate agents are not just tricky, let alone what they do. Even after dealing with the agent, I found that there were many tricks in dealing with me.

But what I see is only limited to third-tier cities like ours, and the problems faced by first-tier cities may be different. For example, there are very few cases of cheating. Even if you don't see the real estate license, you can rent it, because you will trust the intermediary, because you are afraid that you will go through the whole process. This is a good place.

Let's talk about tricks again.

I have also heard that the intermediary will deduct the house itself when it meets a better house. Now it's not just deduction. Not only the intermediary does this, but also the employees of those intermediaries will do the same. If they meet the owner who is in a hurry to sell, they will definitely take the house away. In fact, it doesn't matter whether it is normal or not, it is the result of poor information. But some of them will decorate the house, about 20 thousand yuan, using the worst materials, but it will look particularly beautiful, and then sell it at a high price. Some people will.

However, I always ask if anyone in my family has lived in such a house. I basically skip such a house, so there is no into the pit.

This is my place in into the pit.

First, the cost outside the house, the normal house property certificate has a lot of tax for buying a house within two years, and there is tax within five years. In addition, there are deed tax, maintenance fund, land transfer fee and so on. If you didn't communicate well with the real estate agent at first, you thought there was only a down payment, but when you sign the contract, you will indicate in the contract that all taxes and fees are borne by buying a house. If they don't tell you, you will definitely spend a lot of unexpected money, so be sure to ask what taxes you need to bear when you look at the house, and be sure to watch the contract when you sign it.

Second, the loan agent, you are sure that after buying a house, there will be loans and agency fees. The agency said that this fee is contracted to the loan officer of the bank or the person who lends independently, so it has to be paid. Later, it was discovered that instead of asking others to do it, the agency negotiated with the bank, and they did it directly by themselves, making more money for their customers.

Third, can your loan be approved? You bought a house, paid a down payment, and then applied for a loan, but it's been a month, and you find that the money has not been approved, but the contract has marked that it must be settled with the owner for three months. Now that your loan has not been approved, the result is not that the intermediary will bear it, but that you will bear it yourself, because you have not complied with the time limit stipulated in the contract. Either you borrow money to make up the house payment quickly, or you go.

I have probably encountered these three pits now, and the third pit hasn't come out yet, but it should be no problem to meet the next pit.