What's the difference between CCB official card and civil servant card?

There is no difference. Business card is just the usual abbreviation of business card.

CCB official card, the full name of CCB budget unit official card. In order to provide better settlement services for financial departments and budget units at all levels, China Construction Bank takes sunshine payment as the core concept, takes UnionPay standard RMB credit card as the carrier, and takes China Construction Bank Longka RMB credit card as the basis, which is a special business card product for budget units and its reimbursement support system.

Business cards, like ordinary bank cards, have the attributes of credit consumption and have the unique attributes of financial management. It can combine the relevant requirements of financial management with the unique advantages of bank cards, and it is a new financial management tool and means. At the same time, the official card has the basic attributes of a general bank card, and it is free of interest to withdraw cash.

Extended data:

The role of the official card:

1 is conducive to improving the efficiency of the use of budget funds and reducing administrative costs. Because budget units are different from enterprises, enterprises have to rely on their own operations to obtain operating funds and profits, while budget units can not rely on their own administrative business activities to obtain the required funds, but only rely on funds allocated by the state finance to complete administrative business activities.

2, is conducive to deepening the reform of centralized treasury payment, standardize the management of financial funds. After the implementation of the reform of centralized payment of fiscal treasury, the payment behavior of most budget units has been included in the effective monitoring of the financial department. However, the problem of using a large amount of cash for small expenditures in budget units has not been solved.

3. It is conducive to promoting the use of non-cash payment tools and reducing cash circulation. The use of a large amount of cash not only affects the efficiency of capital flow, but also consumes huge financial, material and human resources in the printing, transportation, storage, sorting, destruction and anti-counterfeiting of cash. The use of a large amount of cash objectively facilitates tax evasion, corruption and bribery, and financial crimes.

Baidu encyclopedia-business card

Baidu Encyclopedia-Official Card of CCB Budget Unit