How can people who borrow money and don't pay it back send friends?

How do people who borrow money and don't pay it back send a circle of friends as follows:

1, borrow money to see people's hearts, and pay back money to see people's character.

2. When you borrow money, you can give charcoal in the snow, but when you pay back the money, you can't avoid it.

It is natural to pay off debts.

It doesn't matter whether you owe money or not, as long as the feelings are true. There are gross coins every day and wages every month.

5. My friend can lend me money because others trust me, and I will not betray this trust.

If you don't pay back the money, your friend won't pay back the money again.

7. Debt is a responsibility, and repayment is an obligation.

8. It is only natural to pay back debts. God will punish you if you don't pay it back when it's due.

9. owing money is still the biggest distrust.

10, borrowing money from friends and returning it to friends as scheduled is a good person.