_ How much does it cost to transfer the house to the children? The new policy of house transfer to children is 202 1.

As parents grow older, they will transfer the house to their children, but parents need to pay a certain fee for the transfer. In 20021year, the new regulations on the transfer of children were officially implemented. Everyone wants to know how much it costs to transfer their children. What's the new policy for transferring the house to the children? Next, we will answer your questions.

How much does it cost to transfer the house to the child?

I. Transfer of house property right according to the gift of house property right:

1, required materials:

Parents bring their ID cards, household registration books, marriage certificates, house ownership certificates and proof of father-son relationship. Children bring their ID cards, household registration books and marriage certificates to the local notary office to notarize the house property right donation contract, and then bring the above procedures to the local house property right registration department to transfer the house property right, so that the house property right can be transferred to their children's names.

2. Costs required for transfer:

(1) notary fee: 2% of the house price,

(2) Appraisal fee: 0.5% of the house price.

(3) Deed tax: 3% of the house price.

(4) Land value-added tax: 65438+ 0% of the house price.

(5) Income tax: 65438+ 0% of the house price.

(6) Property registration fee: 100.00 Yuan.

Two, according to the sale of housing transfer:

1, required materials:

Parents bring their ID cards, household registration books, marriage certificates, and house ownership certificates. Children bring their ID cards, household registration books, and marriage certificates to the local house property rights registration department to handle the transfer procedures of house property rights transactions, and then transfer the house property rights to their children's names.

2. Costs required for transfer:

(1) Deed tax: first-time house purchase under 90 square meters1%; 1.5% is 90-65438 square meters; /kloc-3% for houses over 0/40 square meters.

(2) Value-added tax: The tax rate is 5.55%, which shall be paid by the seller. For the transfer of non-ordinary houses with a purchase time of more than 2 years or ordinary houses with a purchase time of less than 2 years, the value-added tax shall be levied according to the difference between the two transactions; If ordinary houses that have been purchased for more than 2 years are transferred for sale, the value-added tax shall be exempted.

(3) Land value-added tax: the property right of the house is exempted for five years, and it is paid at 1% of the house price for less than five years.

(4) Income tax: the property right of the house shall be exempted for five years, and if it is less than five years, it shall be paid at 1% of the house price or 20% of the difference between the original value of the house and the present value of the house. (The original value of the house is generally calculated according to the last deed tax. )

(5) House transaction fee: paid according to the construction area of 6 yuan/m2.

(6) Property registration fee: 100.00 Yuan.

(7) Housing appraisal fee: 0.5% of the appraisal amount.

Third, the transfer of property inherited according to law:

1, required materials:

(1) Go through the formalities of transferring the real estate license, cancel the decedent's household registration at the police station where the decedent's household registration is located, and obtain the death certificate;

(2) To handle the transfer procedures of the real estate license, you should go to the district or municipal notary office (the original export commercial housing went to the municipal notary office) to handle the notarization of inheritance rights. There are two kinds of inheritance of real estate: one is testamentary inheritance and the other is legal inheritance. The materials to be submitted are:

1, decedent's death certificate:

2. To handle the transfer of real estate license, you need to provide the real estate license or other supporting documents of the house;

3, household registration book or other documents that can prove the relationship between the decedent and the legal heir:

4. The identity certificate of the heir is required for the transfer of the real estate license:

Other materials to be submitted for notarization of testamentary succession right: the will made by the decedent (the will must be notarized, and other forms of wills will not be adopted temporarily because their authenticity cannot be determined).

(three) to apply for the transfer of housing registration, the applicant is the heir or legatee.

The applicant shall submit the following documents to the registration authority: application for registration of real estate (original), identity certificate (photocopy), certificate of ownership of real estate (original), notarized document of inheritance right or will certificate, notarized certificate of bequest acceptance (original) \ deed tax payment certificate (original).

(4) bequests are different from statutory inheritance and testamentary inheritance, and they need to be taxed.

2. Costs required for transfer:

(1) notary fee: 2% of the house price,

(2) Appraisal fee: 0.5% of the house price.

(3) Stamp duty: 0.05% of the appraised house price.

(4) Land value-added tax: 65438+ 0% of the house price.

(5) Property registration fee: 100.00 Yuan.

New policy of housing transfer to children 202 1

Starting from 202 1, inheriting parents' property is handled according to the "new regulations", and it is useless to make trouble again!

The new civil code will be implemented from 202 1 1 1, which provides detailed regulations on how parents' property can be transferred to their children through inheritance. Many of these regulations are new regulations that are combined with the current situation. That is to say, according to the new rules of inheritance, all parents' property will be disposed of according to the new rules from 202 1.

1. Inheritance and transfer of ownership behind property.

Inheritance and transfer after death refers to the transfer procedures for children after the old man leaves.

This transfer method only needs to pay a small amount of fees such as notary fees and registration fees, and it is simple to handle. However, as mentioned above, it may sometimes bring about various family conflicts and disputes, and the Civil Code, which will be implemented in June next year at 65438+ 10/,has revised and improved the inheritance problem.

1, subrogation inheritance is ok.

For example, Xiao Zhang was an orphan since he was a child, and his brother-in-law had no wife and children. Xiao Zhang and his brother-in-law live together. After his brother-in-law dies, Xiao Zhang can inherit his brother-in-law's property, because according to Article 907 of the Civil Code, the nephew of the decedent is also included in the scope of subrogation inheritance people.

2. Inherit the forgiveness system.

For example, Xiao Wang is not filial to his parents. When the old man makes a will, Xiao Wang is excluded from the scope of inheritance. The so-called prodigal son returns without changing money. With the passage of time, Wang Neng repented and turned over a new leaf, which was remembered by the old man. He decided to forgive Xiao Wang, including Xiao Wang as the heir. Therefore, Xiao still enjoys the right to inherit the house.

3. Determine the validity of the will.

For example, the old man has three sons. Previously, the old man made a will and notarized it, which stated that the property was divided equally among the three sons. But later I found that my youngest son was the best for himself and took care of him the most. The old man also made a will, stating that the younger son was divided into two-thirds of the property, but it was not notarized. After deleting the stipulation that "notarized will takes precedence", it means that the will will be subject to the last time and the will of the elderly. At the same time, printing and video recording are added, in which only two witnesses are needed to print the will, and the testator and witness can sign on each page and indicate the year, month and day.

It can be seen that the new law has made very humanized provisions on housing inheritance. For example, whether children can inherit the house depends on their performance. Of course, this is based on the premise that it is not an economic account, and it is understandable to choose this method. However, if we want to consider which method of property transfer is the most cost-effective for our children, then inheritance and transfer after death may not be the best choice, because if the heir still has his own house, then resale of this house will require a tax of 20% of the property price difference. Therefore, there are the second and third methods of real estate transfer, which are briefly introduced below.

2, real estate gift transfer and sale transfer

By way of gift, the old people give their houses to their children like ordinary things, but this kind of gift needs a lot of money. According to the latest regulations, each party has to pay 3% deed tax, 1% notary fee and 0.05% stamp duty when the children accept the property donated by their parents. Take an ordinary property with an estimated value of 2 million as an example, the donation and transfer fee of the whole property is: 2 million * (3%+1%+0.05% * 2) = 82,000 yuan.

Let's look at the sale and transfer of ownership. Similarly, take an ordinary property with a transaction price of 2 million as an example. The real estate area is between 90- 144 square meters, and the real estate license has expired for 5 years. Like the normal sale of second-hand houses, the tax payable is 2 million * (deed tax 3%+1%) = 80,000, and the registration fee is ignored in 80 yuan.

On the surface, the gift cost is similar to the sale and transfer cost, but in fact, the ratio of gift and transfer of real estate is relatively fixed, while the sale and transfer cost is divided into different situations. Generally speaking, under the existing new regulations, the cost of selling and transferring is less than that of donating and transferring.

The above is how much it costs to transfer the house to the children. 202 1 new policy is issued. According to the different ways of housing inheritance, the fees paid are also different. Moreover, since 20021,the inheritance of parents' property has been handled according to the "new regulations", and the new inheritance right has added two ways of making wills, saving a lot of unnecessary troubles.