The harm of peer-to-peer lending

When people have no money, they will not only earn, but also borrow and lend. With the development of the times, the world has become more and more developed, and the Internet has spread all over the world. Gradually, online loans appeared. Online lending, as its name implies, is online lending. The products of this new era are harmful. How harmful is it? Next, I will talk about my opinion.

Online lending is peer-to-peer lending, and individuals borrow directly through the Internet. It belongs to the internet finance industry, so it has the characteristics of concealment, contagiousness, extensiveness and suddenness of financial risks, and is supervised by the China Banking Regulatory Commission.

Because the accelerated pace of life, the prosperity of the city, the busyness of work, the rise in housing prices and the prosperity of society have given people too many temptations. Under the temptation, some people chose online loans. This allows criminals to extend their evil hands to the working class and students at school. Take advantage of the bad platform built, through low interest, second arrival, no guarantee, etc. , induce them to consume in advance, over-consume, and even borrow at high interest rates.

It is the students who are easy to accept the temptation. They have no financial resources and no income, and life is full of temptations for them. Lured by those lawless elements and low interest rates, they embarked on the road of campus loans. After the online loan, the criminals made profits, which made the original amount increase continuously. Maybe after the loan 1000, it will become repayment 10000 or even more. If you don't pay back the money, they will harass you, threaten you and hurt your family. Many people in China are forced to commit suicide because they can't pay back the money. They are cold-blooded, and online loans are bottomless. Stay away from online loans and protect your life.

We should face up to our life and not surf the Internet because of the temptation of life. Don't overspend, do as much as you have, and don't keep up with the joneses. If you need money in special circumstances, tell your family, and we'll work together to find a way not to be cheated by criminals with low interest rates. If you accidentally go astray, you should call the police immediately. Don't make things worse.