How about China Life Hongfu Supreme? Who can elaborate?

Whether this product is good or not, it has been discontinued. The income of this wealth management product is quite high, with 5. 1% compound interest.

Supreme advantages of China Life Hongfu:

1, China Life Hongfu Supreme is different from ordinary insurance. It has the characteristics of large annuity payment, early maturity and high income, and provides diversified solutions to solve the financial needs of family children's education, pension and financial management.

2. China Life Insurance's "Hongfu Supreme" insurance portfolio plan combines many favorable conditions such as commercial pension and broadening investment channels, covering functions such as pension and long-term planning, which can fully meet the needs of consumers.

3. China Life Insurance's "Hongfu Supreme" insurance portfolio plan, what consumers value most is the stable "double account" income-fully integrating insurance protection and financial management functions, and providing "double account" at the same time, so that the income can be accumulated and increased, and financial planning such as children's education, pension and investment can be easily completed.

China Life Hongfu Supreme Disadvantages:

1, the cash flow is relatively low.

2. The Company reserves the right to adjust the provisions on additional premium (which may be changed at any time).

3. A 2% fee will be charged for each additional initial fee.

4. After the policy is held for 5 years, 2% of the fee charged will be returned to the insured as a reward.

5. When the validity period of the policy is restored, it is necessary to provide a health examination report for underwriting.

6. Getting part of the account value in advance (partial surrender) requires handling fees (0.5% in the first three years, 1%, 1.5%).

7. It is also necessary to refund the premium (0.5% in the first three years, 1%, 1.5%).

8. The guaranteed interest rate is 2.5%.