Let's talk about how to avoid the risk control of online collection and how to receive a large number of remote collections.

Many users who have used the remote collection code and reported to the white list often wonder after solving the remote collection prompt, what is the principle of remote collection? Today, Bian Xiao will share with you the realization of remote collection.

Principle:

1. Difference of online remote payment merchants:

Many business friends have asked why, like large supermarkets or chain restaurants, there has never been a risk warning or payment failure in their payment process, while ordinary small and micro businesses will prompt abnormal risks and various tips if they have not received them twice. First of all, for ordinary small and micro businesses, many conditions can not meet the requirements of payment companies, such as various qualification certificates. And obtain special rights through filing, pay a high deposit to the payment company in advance as a risk guarantee, and there will be no payment failure during the transaction.

So, like many small and micro network operators, what is the easiest and quickest way to solve the problem of remote collection for businesses that do not have the qualification of big merchants? Like many licensed businesses, you can get the payment authority of the mall by entering the online mall and joining it, and realize the collection tool that can collect money remotely.

For example, the small program mall commonly used in the market at present has solved the problem of remote collection of many merchants! But it should also be emphasized that the applet is just a carrier and a form. The real solution to remote collection is access to payment channels and authorization. Some merchants often generalize these small programs and find that they can't solve the problem of remote collection, so defining small program collection can't solve the problem. In fact, the core advantage of solving remote collection is that there are special authorized and filing payment channels, such as the rare remote collection white list filing in the market. This form of submission to Bian Xiao has been mentioned many times in the previous article. It is clearly mentioned in the No.259 document of the central bank that some special merchants with special industry qualifications can apply to the payment institution for white list authorization to solve the problem of collecting money in different places!

Of course, some businesses with insufficient qualifications can find a professional business registration service provider and apply for registration authorization, thus solving various problems in the payment process of payment channels! In addition to using small programs as payment carriers, there are also reports from payment channels, which can completely solve the problem of remote collection.

2. How does the online wholesale industry collect money in different places?

There are also various online wholesalers often mentioned, such as clothing, tea and other small commodities wholesale. The problem they encounter basically lies in the large amount of funds every day and frequent collection, which leads to the collection code being controlled by the wind. For industries with high turnover pressure and heavy assets, it's really a big loss if they can't even collect the payment, otherwise they will lose a lot when they lose the order.

The premise of solving large payment is that you can't use personal payment code, which has been clearly mentioned in document No.259 of the central bank that it can't be used for business payment. This answer can be found in Bian Xiao's other articles, which have been mentioned many times. Secondly, the merchant code is used to prompt all kinds of abnormal situations caused by remote payment, which is a risk warning caused by the risk control of electronic fence caused by remote payment (not face-to-face payment). This kind of problems caused by large amount of money, many times and long distance can be solved by white list filing, providing real business scene pictures, goods transaction records, waybill number information and so on. , it can be solved by applying to a service provider with white list filing qualification.

How can the collection in different places under exposure be free from risk control? What should I do if the QR code of the merchant is restricted?

As the most common collection tool, payment code can be seen in almost every industry, from street vendors to commercial blocks, and the application market of payment code is very large.

Then it will also increase the risk control of the payment platform.

1, many businesses will encounter such a situation:

When sending a payment code to a customer, it will always pop up.

"Risk warning"

If the situation is better, you can click to continue to pay, and if the situation is worse, you can't pay directly.

2. This problem usually occurs because:

Customers make long-distance and frequent payments by pressing the picture to identify the QR code.

The system will detect such operations and issue a risk warning to protect your property and prevent it from being stolen.

Or if the payment amount is too large, it is easy to trigger the risk control mechanism, and then a "risk warning" message appears.

So how to solve such a problem?

1、

The place of payment is the same as the place of business; During remote acquisition, offline static acquisition code cannot be used for online acquisition!

2、

Try to avoid night payment and large payment, deal with after-sales problems in time to avoid complaints, and to some extent avoid remote payment being controlled by the wind!

3、

For example, the merchant code is suitable for offline stores, which is very unfriendly to online merchants who use it in different places. Moreover, even if you can click continue to pay, customers will inevitably question us when they see this prompt. Once this happens,

The trust that has been established in the early stage is likely to collapse in the payment link.

Merchant code

Doesn't solve the problem

The problem of remote collection can be solved through the white list of payment channels or finding a qualified service provider to apply for filing.