How to politely refuse when someone asks you to borrow money?

If someone asks me to borrow money, I will react differently depending on the person.

First of all, to my benefactors or trustworthy relatives and friends.

If it is someone who is kind to me, or a trustworthy relative or friend, I will not only refuse politely, but will also help with everything I have. If I don’t have enough money, I will try my best to help. Find a way to help them borrow it.

For example, when I first got married, my sister’s family was building a house and they owed their uncle’s money for materials. After I went back, my sister told me that her mother always urged her to repay her uncle's money, but she had no money at that time. At that time, our monthly salary was only 200 to 300 yuan. The two of us scrimped and saved for half a year before we saved 1,000 yuan. This 1,000 yuan was our entire family fortune at that time. But I told my sister without hesitation, I have one thousand, I will give it to you, you go and return it to your uncle, you don’t have to pay it back to me.

Secondly, don’t be too showy at ordinary times and act in a low-key manner.

Some people are vain and like to brag. For example, the day before yesterday you were bragging about how rich you were, but today if someone asks you to borrow money, you say you don’t have it. This will definitely hurt the feelings of your friends.

I am a relatively pragmatic person, and I usually get along with my friends in a sincere manner. I neither exaggerate my financial resources nor deliberately cry about my poverty in front of my friends.

I remember that there was a classmate who needed to borrow money to buy a house. She borrowed some from our best friend who is the same as us, and told us that the friend also wanted to borrow some from me. Because that friend knew my situation better, at that time, my family also encountered some situations. So that friend directly asked the classmate who wanted to borrow money, where does she have the money now? She is in trouble now, so don't ask her to borrow it. So the classmate who wanted to borrow money didn't ask me at all. It took me a long time to find out about this.

What also touched me very much was that I did have a physical problem during that time, and it was my friend who actively helped me find a doctor and took me to see a doctor every week. Sometimes the money I get for medicine exceeds the limit, and my friends will help me pay for it without hesitation.

Again, for people you are not familiar with or people with bad character.

Some people you don’t know the details about at all, or some people who always cry out in front of you when they have money, if they ask you to borrow money, you can politely refuse without any worries.

You can also cry about poverty to him as much as you want, and tell him how difficult it is to make money and how much money there is at home. Or you can tell him that you really want to lend him money, but now there are some emergencies at home and you need money urgently, and you are also looking for someone to borrow money. Or maybe you lent your money to someone before, but they still haven't paid it back.

In short, you can find various reasons without feeling guilty.

Because friends who really have your best interests at heart will not embarrass you at all. I have a friend like this. Once, her child needed money urgently for surgery. So she went to see me, but she didn’t mention anything about her child’s surgery. She deliberately pretended to be nothing and chatted with me. I accidentally said that the current expenses are too high and we need to spend money everywhere, but the salary Instead of rising, it fell. Just because of my words, this friend with the kindest heart in the world was afraid of embarrassing me, so he didn't even mention borrowing money. It was years later that she accidentally mentioned this incident, which has always made me feel very uncomfortable. If she had asked, I would have done my best to help her get the money.

In short, if it’s worth helping, I’ll give it my all. If it's not worth helping, just decline politely.

I am Vanilla Pearl,

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