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About insurance financing
Secondly, there are many insurance products, such as investment-linked insurance, which can be said to be a fund product with insurance function. Have you seen any fund with life insurance function at the same time? I don't think so. Only this kind of insurance with investment function can have the functions of both fund and insurance.
From the above analysis, is insurance a way of managing money?
In addition to insurance, there are many financial investment products, such as stocks, funds and bonds. Various investment products have different risks and different returns. The so-called "don't put your eggs in one basket" means don't put your money in one place, you need to spread the risk. As for how to spread risks, you need to design the optimal portfolio according to your risk tolerance, which requires a financial planner to help you design, or you can learn financial management knowledge yourself.
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