How did you survive when your business failed, you were heavily in debt and you were at the lowest point in your life?

If I fail in business, I will not degenerate. I will try my best to achieve my goals in my lifetime with a cheerful mind, a strong will and a clear mind.

My husband once failed in business, more or less adding up to hundreds of thousands. I was in the dark before, and there was an endless stream of debt collectors on the twentieth day of the twelfth lunar month. People are happy to buy new year's goods, but I have to deal with those debt collectors. As the saying goes, "the bed grass sleeps into powder, and I don't know what the other person is thinking." Our family really responded to this sentence. It turns out that my husband is a timid, ambitious and irresponsible person at heart. At this time, he hid and didn't answer the phone. The eldest daughter just graduated from college and the son is still in college. I know I can't fall!

Under my repeated persuasion, my husband found a new job, and I also found a job and cultivated land. In this way, after several years of struggle, the foreign debt was paid off.

Winning or losing is a common occurrence in military strategists, and business is no exception. When you make money, you may lose money, be heavily in debt, and be at the bottom of your life.

There is a good saying: "get up from where you fell", because life will encounter many difficulties and setbacks, so don't be depressed and decadent because of temporary setbacks.

If business fails, learn to be strong, don't cry, there is no hurdle to cross, as long as you cross this hurdle, you can be reborn.

Therefore, you should firmly believe that if you fall, get up. Maybe the next lucky person is yourself.

Everyone in life will have a trough, no matter what kind of trough they face, as long as they can stick to their teeth, their horizons will be broadened. Nothing is difficult in the world, if you put your mind to it, your business will fail and your debts will be high. Spend it by setting up stalls at the lowest point of life.

I remember the days when I used to set up stalls. Although I was sad and hard, I was full of confidence every day. Life is an experience, and no one can guarantee what it will be like in the future. No matter what setbacks we face in life, as long as we persist, we will definitely see our own rainbow!

Before I married my husband, I was a white-collar worker in a big company. I talk to leaders in high-end places every day and give me 10 thousand reasons. I didn't think I would set up a stall to do small business. My income as a white-collar worker is good in our industry. My husband has his own career, and when I first got married, it was also an enviable example: I found a capable and handsome husband.

Who knows that great changes have taken place at home when my mother-in-law was ill. My husband is the only child in the family. He is very filial to the elderly. Before his mother-in-law became ill, he had been working in Inner Mongolia. At that time, the monthly income was about100000, and the business was booming. My husband continues to expand his business. He bought three cranes and two big trucks, invested all the money earned from the project in the cars, and borrowed hundreds of thousands of foreign debts to prepare for a big fight.

On July 20 1 1 year, my mother-in-law was diagnosed with liver cancer. My mother-in-law was very young at that time, only 62 years old. She can't accept this reality. Every day, she and Lacrimosa are sad. Her husband heard that her mother-in-law had this disease and left all the projects to take her to the most authoritative hospital in Beijing alone. Because of her serious illness, she didn't think it would cost much to see a doctor. Only after this illness did my mother-in-law know that money is really not money when she is in a hospital.

My mother-in-law has been ill for two years. My husband tried his best to see the old man and didn't keep her. After the death of her mother-in-law, her husband began to feel depressed and was no longer as energetic as before. Everything is compared with his interest. My father-in-law was also hit hard by the death of her mother-in-law I have to take care of the children and work. I didn't think my salary was low before, and my family didn't have a big source of income. I need money to buy daily necessities every day, and I also need to buy hundreds of thousands of foreign debts owed by engineering vehicles. Our quality of life suddenly fell from a well-off society to the bottom of debt.

Although money is borrowed from relatives and friends, you have to pay it back if you borrow it. I always feel embarrassed to borrow money from others and try my best to pay it back. My father-in-law is a little depressed and can't live without people every day. My husband is in no mood to take care of his previous projects. Slowly, his company went bankrupt and the starving children needed money. My salary alone is a drop in the bucket in the face of huge foreign debts. I have to find a way. If this continues, this family will be finished!

With the help of friends, I set up a stall, and I began to be afraid of being recognized by my colleagues. I cover myself with a hat, a mask and a scarf. After work, I took off my professional clothes, put on my tracksuit and started my own street life. Everything is for home, in order to pay off foreign debts.

At first, I was embarrassed to talk, but gradually I took the initiative to chat up customers-I wanted to sell goods, and it was not a problem to hide for fear of losing face. I really had a fight!

In those years, the stall economy was very hot. What I sell is a relatively unpopular tea set. Generally, people who buy tea sets and like to play tea ceremony have certain economic strength. They are used to the high price of tea houses. The civilian price of grounding gas in my home is very attractive, and there are more and more repeat customers. The variety I deal in is more and more complete, and the sales volume is also rising.

The first thing to do when I go home every day is to give my husband a small cloth bag with money to count. That was my most fulfilling time. Slowly, my sideline stall earned much more than my main business, and we also saw hope. Since it sells well in the stall, it is better to open a teahouse so that our old customers can find us in a fixed place. My husband was also moved by my enthusiasm for work. We borrowed hundreds of thousands to rent a gable and open a teahouse.

How time flies! In a blink of an eye, our store has been open for seven years, and every month's profit has paid off the foreign debt, and the foreign debt has been paid off little by little. The business of our teahouse is getting better and better, and we have our own regular customers and fans.

When God closes a door for you, he will definitely open a window for you. The experience of low life is for better growth! As long as you don't give up, there will be a bright future one day!

When in debt, even if there are good projects, there is no money. It's hard to turn over. Both the house and the car were sold. At least, people are safe. They earn less in the last class and give out a little every month. When the debt is paid off, they will be light without debt. Every day, the phone call for debt collection, the contempt of neighbors and the stab in the back of friends are all good things. No matter how others laugh at you, you will be rich every month. Slowly, bit by bit, after a long time, people won't rush it, knowing that you can't pay it back at once, but at least every month, people will be clear in their hearts. If they had chosen to work in the factory in a down-to-earth and comfortable way, they would not have caused debt. People, there will always be some things in life, don't be so anxious. Now that you have chosen, don't run away. What is the difference? My only wish now is to pay off all my debts and have a decent conscience. There is reincarnation in the world, and God forgives anyone. Don't worry, those who hurt you will eventually get what they deserve, but I have to have a clear conscience and pay my debts despite all the difficulties. Wait, I can't help it.

During the epidemic, my company closed down, and the capital chain broke down, losing more than 22 million. Now the debt is more than 8 million. These assets have been retained, and these assets are currently insolvent. After the auction, the amount of debt may increase. The situation is roughly the same, all kinds of loan calls, banks, small loans, personal loans and so on. , have now been turned into Lao Lai, restricted to a high position. In a word, it is unlikely that anyone will give you timely help. In this case, the icing on the cake is a thing of the past, and you can only talk about yourself at the current low point.

1. Be sure to force yourself to use camel thinking, that is, small debts that can be solved in time and big debts that cannot be solved, and persuade reasonable debtors to give you time. Unreasonable debtors ignore it objectively and let nature take its course. That's true, but subjectively, when you have enough money, you should remember each other's money and pay it back slowly, no more or less. Attitude is very important.

Make sure you are alive first, then solve the development problem, don't aim too high, find a job with a monthly income of more than 5 thousand, and ensure the basic life of yourself and your family. The bottom line is that if you don't continue to be in debt to solve your life, you must make progress and let yourself float to the red line completely, otherwise you will never turn over.

Just like a detective, don't let go of any clues. In your daily life, work, chat and other opportunities, no matter how big or small, you should try and fight for it. Keep your mind at peace. It doesn't matter if you can't win. Make an explanation: If you meet a new friend you can talk to, what he does is quite profitable. Can you follow suit? Is there any way to get the chance that the other person is willing to help you? Don't be afraid when you are tired. Another example is the two-yuan lottery, which is an opportunity that can be grasped at a small cost. Never buy more, but participate. Although the probability is low, it is a positive attitude.

4. We must firmly believe in a chicken soup: people who can achieve things in this life are not only in time, but also in luck and life. It's not that anyone is arrogant. Luck is important. Do anything with dedication, effort, awe and good cause and effect. When you catch a good luck, you will get up. But this is not a good thing. Germany should coordinate, otherwise it will be a blessing or a curse.

5. It's important to have a steady mind. Correct yourself, correct your heart, and your mind will not move. Otherwise, the poor will become villains and garbage people and will be abolished.

These five points are my experience and I will share them with you. Although I am still on the way to pay my debts, I have already landed. . . Whether you go ashore or not depends entirely on your mentality. Come on, stranger. Ollie, here! ! !

Business failure, heavy debts. Compared with gambling debts, things are much better. Gamblers have no sympathy for others, and it is difficult to gain trust and support. At the beginning of their business, they also went for the purpose of making money. It is understandable that they failed after their best efforts. After all, business is difficult and the success rate is not high, but they are still heavily in debt. In fact, I generally don't recommend office workers to start a business in debt, unless they have savings and the losses are under control, so as not to be heavily in debt. I learned my lesson myself. Even though I was heavily in debt, I continued to borrow money to start a business and finally failed. Although it is not gambling, relatives and friends trust you to support you once. If you fail, you can't expect a second time. It can be said that your credit has been overdrawn. Unless you repay your debts one after another and let others see your sincerity, you may continue to support you. On the other hand, it is very important that you have a skill. Huili can open a hair salon, cook and open a restaurant ... If you don't have entrepreneurial skills, it's hard to convince others. Now my suggestion is that you get a job first, communicate with your creditors one by one, and pay back in installments. In the meantime, you should reflect on the reasons for your failure, exercise your skills and get yourself back on your feet, otherwise you will live a quiet life. Time is here. Feel free to communicate and encourage me.

Persistence, heaven rewards diligence.

Everyone has his own story, and you and I have secrets. In particular, the hard-working company is bankrupt and heavily in debt, and it is always on tenterhooks. That kind of mood can only be realized by experienced colleagues!

Perhaps it is the creator's deliberate arrangement, life is an arranged spiritual journey, and the road is not repeated. Everyone's life journey is different, there is no right or wrong, and you can't complain. Fate is achieved by one's own practice. No one can give you anything, you are completely in control of your own destiny. As Gao's mother said: Life is not only about the present, but also about poetry and distance! When we are at the bottom of our lives, we need a firm belief and a positive attitude to face and adjust.

Buddhism emphasizes the importance of ideas, thinking about one world at a time; How your heart treats the world, then what kind of world is it for yourself. Buddhist scriptures say: all appearances are illusory. All external experiences are caused by our inner greed. Circumstances change at will, and cultivating the mind is the only way to solve our life predicament.

No matter how big the dilemma is, no matter how many difficulties there are, it will test our coping mind. I firmly believe that there is no road to life in vain, and every step counts.

This question, let me talk about some of my experiences! I opened a garment factory in 1994, and in 1995, I ended up with a total loss and a foreign debt of 7,000 yuan. That 7000 yuan is a debt with interest of 2 cents, and the annual interest is 1.600 yuan. At that time, the local salary was 300-400, and I went to the sea to do business and was penniless. Borrow money, and people will no longer be willing to lend you money. After all, they already owe so much money. A salary of more than 300 yuan will take several years to get through to work. At that time, I was really at a loss, and I felt that I shouldn't call every day. Fortunately, a classmate worked in Shenzhen, and I went to Shenzhen in 1996, so I got a turn for the better.