If others say that you don't eat human fireworks and don't understand the world, is this a compliment or a derogatory term? Why don't some people understand the world?

This is a derogatory term, because everyone's life and experience are different, so some people will say that you are divorced from reality and don't understand the world. For example, there are two good friends, one was born in a rich family and the other was born in a poor family. However, a child from a poor family is very sensible and filial from an early age. In order not to increase the burden on his family, he will be frugal and will not spend money indiscriminately. But those born in rich families don't understand why those born in poor families are so frugal. I don't understand because I haven't experienced it. This is my understanding of detachment and detachment from the world. Thank you~