The car turns and rubs against the back door of the wall, etc. There are scratches, paint drops and slight dents. Please tell me, should I insure it? Or repair it yourself? No scratch insurance, only

The car turns and rubs against the back door of the wall, etc. There are scratches, paint drops and slight dents. Please tell me, should I insure it? Or repair it yourself? No scratch insurance, only car damage insurance? This must be insured! This kind of injury is not a scratch, but a car damage, which can be directly reported for maintenance. Moreover, the insurance company now stipulates that the first report 1 ,000 yuan will be paid in full. And the use of 1 time will not affect the insurance benefits in the next year.

Just report it, and say you're done. You don't know when and who touched it for you. I have to say that it was just discovered, because the insurance retrospective was an accident within 48 hours. If you can't handle it yourself, drive directly to the 4s shop and ask them to help you handle the report.