When is the repayment date?

Take CCB credit card as an example to talk about billing date and repayment date.

The repayment date of CCB's credit card is the 20th day after the billing date, while your credit card billing date is 12 per month (fixed), so the final repayment date is the 20th day after the billing date, that is, around the 2nd of each month (there are 30 days in a month and 3 1 day in a month), that is:

May1March-June 12 is a billing cycle, and the credit card consumption in this cycle will generate a bill on June 12, and July 2 is the final repayment date.

June 1 March-July 12 is a billing cycle, and the credit card consumption in this cycle will generate a bill on July 12, and August1is the final repayment date. And so on.

Therefore, if you swipe your card on the day of the bill, the interest-free period is the shortest, only 20 days (swipe your card in June 12 and repay it on July 2), and swipe your card after the bill, and the interest-free period is the longest, only 50 days (swipe your card in June 13 and repay it in August 1). Be sure to know the billing date and repayment date of your credit card so as not to miss it.

Banks with interest-free period 18-48 days: investment promotion

Banks with an interest-free period of 20-50 days: Guangfa, CITIC, Ping An, China Construction, China, China Everbright, Xingye, Minsheng, Shenfa and Pudong Development.

Banks with an interest-free period of 25-56 days: Huaxia, industry and commerce, transportation and agriculture.