Is it really credible to buy insurance?

It is credible to buy insurance, and the insurance company will always be supervised by the CBRC after its establishment. With the China Banking and Insurance Regulatory Commission to protect consumers, insurance companies dare not cheat.

For example, if you buy critical illness insurance, after the waiting period of insurance, you are out of danger, and you have to pay an insurance premium after being recognized by the insurance company as meeting the claim conditions, so buying insurance can provide protection and credibility for everyone.

Regarding this content, if you are not at ease, you can read this article again:

Is it reliable to buy insurance? Will the insurance company play hooligans and refuse to pay compensation?

However, it does not mean that after buying insurance, as long as you get sick or have an accident, you can get a claim, and it depends on whether it meets the protection content of the policy and whether it triggers an exemption clause.

Therefore, in order to avoid being refused compensation, it is necessary to see clearly the insurance liability provided by the product when insuring.

In order to prevent everyone from buying insurance and stepping on the pit, Senior Sister has specially prepared an insurance insurance guide, which I suggest you collect! Teach you to identify those pits in the insurance contract!

In addition, it should be noted that if you buy health insurance such as critical illness insurance, you generally need to make health notification. If you don't give health advice truthfully when you do it, you may be refused compensation by the insurance company in the future.

Therefore, in order to avoid causing unnecessary troubles, Senior Sister suggested that when giving health information, we should follow the principle of "Answering questions, not asking questions".

If you want to know more about health advice, you can also take a look at this related article:

Is the health notification from the insurance company making things difficult for us?

These are the answers to all the questions. Generally speaking, it is credible to buy insurance, but you should pay attention to the above contents of your senior sister when you apply for insurance.

Hope to adopt

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