Xiankan: When house prices rise, it is difficult to come down. What should you pay attention to when buying a house and investing in it?

At the moment, during the two sessions, the people are most concerned about whether China’s housing prices can be reduced to the point where they can afford it. Entering the second half of 2015, we clearly felt a cold wave in the real estate industry. It was difficult to sell houses and the economy was also in recession. Stimulated by a series of policies in 2016, the property market has picked up again. In first-tier cities such as Beijing, Shanghai, Guangzhou and Shenzhen, the total price difference between buying a house before the year and after the year is hundreds of thousands. House prices in some second-tier cities are also skyrocketing. If 1-2 properties in a certain area increase in price, other properties will also follow suit.

Whether it is a first-time home buyer or an investor, home buyers are a complex of contradictions. On the one hand, Chinese people buy up prices rather than down prices; on the other hand, when buying a house, they complain about why the house price is so expensive and whether it can be cheaper. However, after buying a house, they hope that the house price will only rise and not fall, and even after finding out that the house price has dropped. , and also caused the owners to collectively defend their rights and protest. I have seen cases where the first phase of a real estate project was liquidated immediately after the first phase of the sale was launched, and the rights were defended immediately after the launch, causing the owners to collectively check out, which became more and more serious. In the end, the developers had to increase the average price of the houses, and the prices rose. In this way, the people who bought the houses thought they had made a profit. , and no longer check out. Developers will not lower prices easily. Even if they really want to lower prices, it is not easy.

Many people are wondering whether China's housing prices are going to collapse, which is obviously unlikely. The government has currently taken a series of measures to rescue the market. The government mainly relies on selling land to get money to develop the economy. If the property market collapses, then the government will have no money. How can it build roads, bridges, and subways? The government will definitely not let this happen. Things happen; to buy a house, you need to borrow money from a bank. If the real estate market collapses, you don’t know how many bad debts the banks will incur, and the financial system will be in chaos, so this is impossible; many people are vested interests in the real estate industry. If it collapses, the actual interests of these people will be harmed, and vested interests will not let this happen; real estate involves many industries, and building a house requires various materials such as steel bars and cement, as well as truck drivers for transportation. Construction workers are needed to build houses. In addition, houses also involve furniture, decoration, etc. Once the collapse occurs, many factories will be forced to close down, and many people will face unemployment. Then there will be chaos. Therefore, the entire industry chain will not allow the property market to collapse. .

Have you ever seen a house price drop? Even when the economy is not so prosperous, housing prices will only remain stable, neither rising nor falling; once the economy improves and policies are stimulated, housing prices will rise or not, you know. Many investors clearly understand this and buy houses for investment when they have spare money.

Speaking of investment, I have to talk about my experience of going to Xianghe, Hebei to view properties from Beijing. Although Xianghe already belongs to Hebei, there are still many Beijing natives or people who have worked and lived in Beijing for a long time to buy houses and invest here. The average price here is around 10,000, which is much cheaper than in Beijing. The relocation of Beijing's administrative center eastward to Tongzhou has also benefited the Xianghe area, which is very close to Tongzhou.

When buying a house for investment, it is natural to choose a property with a low average price but great potential for future development; in areas with rapid appreciation, house prices in the city center are too high, and the probability and space for further appreciation are limited. Choose newly developed areas. Reliable. If you are buying a house for rent, it is best to choose a two-bedroom or three-bedroom apartment. The property, transportation, and surrounding basic living facilities of the community cannot be ignored. I don’t know if you have noticed that some cities are developing eastward, such as the administrative district of Beijing moved eastward to Tongzhou, the development of Pudong New Area in Shanghai, some governments moved eastward to Pudong, and the development of Guangzhou is also all the way east... etc. If you are considering buying a house for investment, you might as well look to the east of your city, check out the government's plans, and then make your move.

(The above answer was published on 2016-03-15, please refer to the actual relevant current house purchase policies)

Click to receive the house viewing red envelope, and receive 100 yuan in cash directly