What kind of psychology is it not willing to spend money on yourself?

Because of the special lack of security.

I have to say that this lack of security is often inseparable from the family environment and parents' educational ideas. These frugal friends I know, either the family environment is not very good until now, and their parents have been very diligent; Either the parents' generation has experienced great hardships in life (I believe many people in that generation have suffered from famine), even if the living conditions have reached a well-off or even middle class, it is still difficult to forget the trauma and constantly ask themselves and their children to spend less and be more frugal.

After being instilled by parents since childhood, many people will gradually establish such an unsafe belief in their hearts: the world is cruel and resources are scarce, so we must always be careful to ensure our survival. Because money is the most direct embodiment of material resources, it is difficult for people with the above-mentioned crisis consciousness to enjoy the benefits brought by money at will.

In their minds, money is of great significance, representing a sense of security and an opportunity to survive, so we must cherish it more. Every extra penny we spend will make us feel anxious and ashamed.

This situation does exist, even if it is born by a mother, the difference is still great. For example, I know a pair of sisters who both live in ordinary families and have received this frugal education since childhood. Now, however, the two sisters face life in completely different ways. Both sisters have rich lives. My sister pays attention to high-quality life, but she is reluctant to spend a penny more on herself. It is still related to people's personality that they all come from the same family.

Most people who are reluctant to spend money on themselves are generous to their families, relatives and friends. I love face more than anyone else, but I don't care about myself. They don't think there is anything wrong with themselves, they think it is a traditional virtue. I think we should respect them. Although everyone knows that we must love ourselves well, maybe they understand it differently, and they think it's good.