How to save money for children in the bank?

If the child is underage, the guardian can take his ID card and the child's household registration book and go to the bank to open an account for the child.

When we talk about bank cards, we usually refer to savings cards. Minors can apply for a savings card. Nowadays, mobile payment is very popular. You can complete the payment by binding the savings card to Alipay or WeChat. Minors can apply for two types:/kloc-below 0/6 and/kloc-above 0/6. Let's talk about what we need to get a bank card first.

1./kloc-Minors under the age of 0/6 should apply for a bank savings card.

You need a guardian to open and handle bank accounts. Banks need to keep the real name and mobile phone number of guardians or depositors, and also need to provide proof of guardianship.

The agent is responsible for opening a bank account, and the agent needs to be appointed by the guardian. You also need a valid ID card of the agent, proof of the relationship between the guardian and the agent, and it is best to have a formal document issued by the department to designate the agent to open an account.

The guardian relationship certificate mainly includes the household registration book, which can prove the relationship between the head of household and the members. If the head of the household is not a guardian, other certificates that can prove the guardianship relationship shall be provided.

2. Minors aged 16 in China apply for a bank savings card.

16 or above 18 or below, although underage, you can bring your ID card to the bank to apply for a savings card, or your guardian can apply for a savings card on your behalf. To apply for a savings card, you need your real name and provide your mobile phone number.

As can be seen from the above, minors under the age of 16 need a guardian to apply for a savings card. /kloc-Minors over the age of 0/6 can independently apply for and open a savings card. Can online banking and mobile banking be opened?

The answer is no, it is stipulated that the cardholder must meet the age of 18 for online banking and mobile banking. If you want to open online banking, you need a guardian to handle it.

There are many banks in China. When choosing a bank to handle savings cards, try to refer to student schools and neighboring banks. Handling bank cards is convenient for parents to transfer money to students, and it is also convenient for students to withdraw money. At present, it is generally to queue up for a savings card first, and then hand over the ID card to the bank staff for help.