If you were given 100 million and had to pay it back in 24 hours, what would you do?

Having 100 million is indeed a very happy thing, but it is a pity that it can only be used for 24 hours. It is quite difficult to use 100 million yuan to maximize benefits within 24 hours. I thought about it carefully and found that there are several different uses for this 100 million yuan.

Deposit in the bank and earn interest

For ordinary people, the easiest way to use this 100 million to obtain income is to deposit it in the bank and earn interest. Because the time is too short, you can only choose the survival period. The current interest rates of the four major banks are all 0.3%. The interest per day is 300,000 yuan, and the average interest per day is only 822 yuan. Of course this is better than nothing.

Reduce deposit tasks

At the end of each quarter or year, in order to complete the deposit task, some bank branches will provide high subsidies to customers who deposit large amounts of funds at this time. At this time, if you deposit 100 million, you can get 50,000 to 100,000 the next day.

Some bank branches will also give high rebates to customers who deposit large amounts of money when they first open, because these branches hope that the funds on their books will look better. The main problem with this method is that it may not be possible to find a bank with this demand in time.

Building bridge funds

Nowadays, many companies do not have enough funds to repay the bank after the bank loan expires. At this time, they will borrow private funds at high interests. Cross the bridge. After the money is withdrawn from the bank, the money will be returned to the individual with interest.

Nowadays, the interest on bridge funds can generally reach one to three thousandths, and the maximum of 300,000 yuan can be recovered. But the problem is that it is too difficult to find a company with a good reputation and only needs 100 million yuan a day.

As for the widely praised method of finding a plaza (large organization) to cooperate with and handing out cash for passers-by to pay to take photos, it is actually not reliable. Because it is very easy to transfer 100 million in the book, but it is very troublesome to withdraw 100 million in cash in reality.

Okay, no more words, can any of you tell me when the 100 million will be distributed, so I can take a screenshot and post it on Moments!

What would I do if you gave me 100 million? Counting money, of course! I count money relatively quickly, let’s just say 5 per second! 24 hours a day * 3600 seconds * 5 = 432,000 pictures. If one hundred pictures are calculated, it will be 1 million pictures. It will be reached in less than half the time.

But in fact, counting 5 pictures per second can only last for a short time. It is estimated that my hands will cramp in half an hour. Plus eating, drinking, sleeping, going to the toilet, etc., it is estimated that I can count 300,000 pictures a day. About it!

Although counting money is tiring, I feel happy. When the time comes, I will return the money to others. At least I have been rich before [smile]

This is actually a bit like the movie "The Richest Man in Xihong City" similar. I personally think that the biggest benefit is to use 100 million working capital, accumulate the maximum fixed assets in one day, and then convert the fixed assets into money.

For 100 million, buy a property in a second-tier city first, preferably in a school district. Why choose a second-tier city? Because the price of a house in a school district in a first-tier city is at least tens of millions, and it may not be easy to buy. Buying ten houses in a school district in a second-tier city costs about 50 million. Then mortgage half of the houses to different banks. Because the house is in a school district, the bank's mortgage assessment will be relatively high, and you can normally get a loan of 20 million.

The remaining money can be used to buy stores and shops in bustling neighborhoods. Also in second-tier cities, you can buy about three to four shops. For the same mortgage given to a bank, the mortgage appraisal fee is about 60%.

Calculated in this way, after spending 100 million, the remaining money will only be 50 million, which is still 50 million short of repaying 100 million. At this time, I began to find many intermediaries to sell the school district houses I had. The purchase of school district houses has always been very popular. Of course, it is impossible to double the price in one day, but 30% is no problem. In this way, 5 sets of school district houses At that time, I bought it for 25 million. If I sell it now, I can get 32.5 million. At this time, I have more than 60 million in hand. These more than 60 million yuan can be redeemed directly at the store and resold, which will probably bring the capital to 70 million yuan. 70 million, and then redeem the mortgaged house. At this time, the total fixed assets and working capital will reach more than 110 million. Then sell the house for 3, keep two apartments, and the remaining money will be returned within 24 hours.

After 24 hours, you can get two houses and hundreds of thousands of funds.

If you don’t want to work, you can sell one house and deposit the money in the bank, and the interest will be enough to live on. If you rent out the remaining house, you can also get a good rent. So I said before, in second-tier cities.

Thanks for the invitation. The following answers are my personal opinions;

1. Treasury bond reverse repurchase

This is the safest investment, such as the Shanghai Stock Exchange The one-day treasury bond reverse repurchase interest rate can reach 3.41%. The one-day income of 100,000 yuan is 9.34 yuan. Then the one-day income of 100 million yuan is: 9.34*1000=9340 yuan, which is still very low.

2. Selling deposits

It is difficult to sell deposits because it must happen to be at the end of the quarter or the last day of the year or the opening day of the bank's new branch. At these times, the bank will To offset the deposit balance, for example, I was very impressed. In 2013, when a new branch of our bank opened, in order to get a good start in the deposit data, we promoted a person to transfer 30 million yuan and let it sit for a day. The branch gave him 50,000 yuan. cost, so if there are some factors, it is possible to earn 100,000 yuan from 100 million yuan.

3. Bridge funds

A very simple example of bridge funds is that in the name of the people, Cai Chenggong’s Dafeng Factory’s bank loan expired and there was not enough money. To repay the funds to the bank, Gao Xiaoqin's Shanshui Group borrowed a sum of funds to repay the bank's loan. The funds provided by Shanshui Group were bridge funds. What you need to guard against when using bridge funds is that the bank will not renew the loan (this is the problem faced by Dafeng Factory). In addition, you only have one day, and it is very difficult. All the procedures of the company must be complete, and the bank's credit is also within the validity period. Only then can you enter today and get out today or the next day.

The handling fee for bridge funds is extremely high. For example, 5/1000 is very common here. Ten million is 50,000 yuan a day, and one hundred million yuan is 500,000 yuan a day. There are even higher ones. 1% handling fee.

The above three are conventional techniques. Let’s talk about the unconventional techniques.

Give it a try and turn your bicycle into a motorcycle

1. Lottery

A lottery ticket costs 2 yuan, and 100 million can buy 50 million tickets. Wasn’t there two days ago? Did a lottery player in Jiangsu win 100 million for 40 yuan? What he bought at that time were two random sets of 2 yuan, and 10 times the two sets of 40 yuan. As a result, he won 100 million yuan for 40 yuan. If you buy a 5 million bet, even if you don’t bet 2 yuan, it’s 10 times the bet, and you have every chance of winning hundreds of millions.

2. Macau

Don’t say anything else. It’s all stud. The winner is determined by one hand. If you win, you will not only lose 100 million, but you may still have several hundred million left. Of course, if you lose, Woolen cloth? Just fly over the Hong Kong-Zhuhai-Macao Bridge.

Funny way

Find Wang Sicong and say to him directly: "Hey, brat, I will give you 100 million, you eat this piece of shit."

< p> For someone like Wang Sicong, how can he endure your shame? He will definitely reply to you directly: "I will give you 200 million, and immediately get away as far as I want."

" Okay, bye!", just like that, you get two hundred million easily, and you still have one hundred million left.

Summary

Don’t always daydream! 99.99% of people will never see a 100 million dollar fund in their lifetime, let alone own it for a day, so it is more practical to move the bricks carefully.

If you give me 100 million and have to pay it back in 24 hours:

First, I might consider investing the money in the stock market or futures market

Good luck You can make a little profit, but if you are unlucky, you may lose a lot. This requires the Kelly formula.

Second, find front-line Internet celebrities, such as Li Jiaqi, to market high-margin products and obtain profits. The goal is not big, and the bottom line is lowered. 10% of the net profit is enough. The biggest problem is whether You can't do these things in 24 hours

Third, collectibles are bought and sold at auctions for a price difference, and sold to the person who wants them at 0.5% higher than what I paid for them. It depends on the buyer. Do you like it to the extreme?

Finished answer [Come and see me] [Come and see me] [Come and see me]

24 hours, 100 million, I really admire those who rack their brains to think about how For the great masters who get the maximum profit in a short period of time, for me, this is simply a disaster. Either I will squander a part and cannot afford to pay it back, or I will go crazy if I gain and lose it and I will be so happy and sad! Therefore, the best thing for me is to take the opportunity to post it on Moments. When I am embarrassed in the future, I can remember that I was once rich and comfort my tired heart!

What, no one is filming Douyin, Kuaishou is fine, anyway, you have to pay it back, let me travel in the world of money first.

The sofas, stools, and beds in my house are all made of money. The carpets in my house are also made of money. Even the walls are covered with money.

Think about it, the moment you lift the quilt, wow~

As for financial management, don’t think about it. Don’t say that 100 million is deposited in the bank in one day, which is 1 million. If you save for just one day, the bank will stare at you. You are clearly here to cause trouble, and you might be in a financial crisis in no time. (Taking 100 million for no reason may cause panic and cause a bank run)

I am a child from a poor family. I have never seen 100 million, and I don’t know what 100 million is. I heard that one room cannot fit one. 100 million. If it fills a room, I can swim in a world of luxury and luxury. If unfortunately I am suffocated to death while swimming, please forgive me.

(Three minutes of silence)

Finally, I want to say that I don’t make short videos to make money, nor to become famous. I just want to share them with hundreds of millions of poor children. My happiness...and misfortune...

Negotiate with the bank, deposit in the bank, pledge a loan of 100 million (repayment), and apply for a low-interest installment loan.

Benefits:

1. One hundred million becomes your assets and short-term liabilities

2. There may be interest differential income (or costs)< /p>

What is the chance that an ordinary person can achieve assets of over 100 million in his lifetime? No matter how high your debt ratio is, as long as your cash flow is safe, you will enjoy the implicit treatment of all people with assets of over 100 million.

Then if you earn your 150 million or 100 million, it will be much easier and more promising than when you only have a few hundred thousand assets.

It is no exaggeration to say that with one hundred million, I can earn about ten million in 24 hours, and it is cash.

It depends on the time period and opportunity. If you really give me one hundred million, it will be just right. For example, on the 9th the day before yesterday, the national football team played against the South Korean team, and the home court was in South Korea. I would not hesitate to buy the national football team to lose. The odds were low, only 1.25 to 1, but if it was 100 million, then I would have made 20 million in one night. Rich