Joke Collection Website - Mood Talk - Why are parents' generation richer than young people today?
Why are parents' generation richer than young people today?
First, the cost of living is relatively small. Parents live earlier, the level and standard of living consumption are not high, and the basic living expenses are less. Food, transportation and living costs are all lower, which makes them have more income to save on the premise of meeting their basic needs.
Second, entertainment consumption and other expenses are less. At that time, all kinds of entertainment consumption methods were underdeveloped, and it was difficult to spend money on all kinds of entertainment. In addition, in those days, the pace of life was slow, and various social entertainment expenses were low, which also reduced expenses and was conducive to saving money.
Third, the burden of buying a house is lighter. When parents buy a house, the house price is still relatively low, and the proportion of buying a house in family income is not high. This allows them to accumulate a considerable part of their income even if they buy a house, instead of using it all for mortgage loans. This lighter burden of buying a house gives them more room to save money.
Fourth, the lower inflation level. During the parents' generation, the national inflation level was relatively stable and low, and the risk of currency depreciation was not high. This makes it easy for them to have the motivation to save money, because money will preserve its value better and will not depreciate or shrink easily. In contrast, high inflation will discourage people from saving money.
Fifth, a strong sense of economy. Parents grew up earlier, and their education emphasized thrift and economy. This has made them form a strong sense of saving money from an early age, and they will choose to spend less and save more, making deposits a source of wealth accumulation. This sense of saving is also an important reason why they can save money.
To sum up, low living expenses, low entertainment consumption, light burden of buying a house, low inflation and sufficient awareness of saving are the main reasons why parents can save money better. With the changes of the times and the improvement of living standards, it is difficult for modern people to completely copy their parents' way of saving money, but we can still learn a lot from the concept of financial management and consumption consciousness.
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