I am a 30-year-old female, and I want to buy an insurance policy for myself. I don't know which is better A friend who bought it helped me. Thank you.

Hello. I would like to share with you a few points: First, the most basic function of insurance is to protect and pass on risks. On the road of life, only when it is smooth and profitable will you move towards the stage of providing for the aged, so you must give priority to passing on risks. For example, the risk of accidents and major diseases has become a stumbling block in old age. Two, 30 years old, has entered a period of heavy family responsibilities, to do their own comprehensive protection, to ensure family cash flow. The metaphor of the image is that the main force of the family at this time can be described as the family "printing machine", protecting the machine and ensuring a steady stream of banknotes. Your husband's protection is also important. Third, your idea is very good. The average individual's insurance purchase is 5- 10 times of his annual income. At present, the expenditure on serious illness treatment is much higher than that of ten years ago, which has become one of the focuses of people's attention on serious illness. Therefore, the increase of treatment costs in the next few decades has almost become a trend. Choosing critical illness insurance with large coverage for major diseases is to look at the problem from a development perspective. Therefore, the insured president will resist or partially resist the risk of currency depreciation caused by inflation. And at the same time, you can convert pensions, so that security and old-age care are suitable! Fourth, the seemingly distant topic of providing for the aged is a well-known result. So we must respond with known actions. There are only three sources of pension. First, children are filial; The second is social security pension; The third is personal savings. Careful analysis of these three practices, the first two are not reliable. Because of the pressure of children's life in the future, the rising sheep teeth will also shrink the pension a lot, and the most reliable thing is your own savings. Therefore, a dividend insurance that can not only preserve value but also increase value will add icing on the cake to your later life. The older you get, the more valuable you are. Simply recommending insurance will be difficult for you to learn. A proper protection plan requires detailed communication. Please contact QQ or telephone for details.