How do pawnshops find business? How much is the commission?

1 Lou has been pulling banks and pawn shops are very high-end. Most pawnshops have nothing to do with banks. If the customer can find a bank loan, why find a pawn? The pawn interest rate is not lower than that of the bank. 1 building seems to be confused about the difference between mortgage and pledge. I tell you, except the house is mortgaged, the rest are basically pledged. To put it bluntly, pawn is a kind of private lending. Customers pledge or mortgage their property (movable or immovable property) to your pawnshop to borrow money in case of emergency, with interest every month. Have you seen those investment companies? That's about it. Where did the pawnshop get the money? A few pawn shops are subsidiaries of large group companies, so they have their own money. Some bosses have the ability to raise money by themselves and borrow money from banks or friends, but they are also profitable. If customers need money urgently, they will take the initiative to come to the door. It looks better than insurance companies and securities companies, but it also has performance requirements. No boss likes employees who are not enterprising. If you want to do a good job, you have to pull your face down and find customers, such as investment companies, intermediaries, friends' introductions, and even hand out leaflets yourself, as the second floor said. As for the performance commission, each pawnshop is different, and the personal items such as gold, silver and jewelry are only a few dollars and dozens of dollars. I guess you can only do this at first; After a long time, you have to do some big business, such as real estate commission can be higher. If there are millions of houses, your commission is estimated to be one or two thousand. . . But only if you have customer resources. In a word, pawning is not an easy job. You need to learn a lot of knowledge in a short time, and you need to work hard to tap customers. . . So, what is promising and what is not easy.