On the Welfare of Small Loan

Prior to this, micro-loans could only be used through the official invitation system, that is, Tencent screened billions of users according to its own big data and t

Prior to this, micro-loans could only be used through the official invitation system, that is, Tencent screened billions of users according to its own big data and the central bank's credit information system, and the screened users could use micro-loans and could not actively open them.

At the same time, receiving an invitation does not mean that micro-loans can be opened, because micro-loans will give users a quota according to their comprehensive scores. If the comprehensive score is insufficient, even if they are invited, they can't open it.

Recently, however, micro-loan has launched a new activity: old users can invite new users to obtain micro-loan quotas. In other words, this activity is aimed at this part of users who are officially invited by micro-credit but have not obtained the micro-credit quota.

Many netizens are not sure whether they are qualified to start small loans. After all, many people will have questions. Everyone is certified by real name and operates normally. Why do some people receive invitations and others don't?

Dr. Kang wants to remind everyone that it may not be that you are not qualified, but that you have not found it, because micro-loans are not only found in WeChat, but also in QQ, so be sure to carefully check whether there are micro-loan items in QQ and WeChat.

There are two inspection methods: 1. Find QQ wallet-fund management and see if there is a function of micro-loan to borrow money.

2. WeChat searches for micro-loans, and pays attention to the official account of WeChat to see if it can be activated.

If you are sure that you are qualified to start business, you can take part in this new activity and get a quota.

There are also two ways to participate: 1. Open WeChat-enter the wallet-borrow money from micro-loans-enter our loanable limit page, and an activity announcement shows "Share the highest earning 200 yuan WeChat red envelope, unlimited in number". Click and follow the steps to invite friends.

2. WeChat search WeChat official account micro-loan-welfare zone-invite courtesy, click in and invite friends according to the steps.

If you find that you are not qualified, don't be "disheartened", and you can't believe the rumors that online can be forced to open and increase the quota. Don't be deceived

We can still lay the foundation from the following aspects:

1? Wechat real-name authentication and bank card binding

You can bind micro-signals with QQ number and mobile phone number, and bind bank cards (preferably ordinary bank cards) in WeChat wallet to pass real-name authentication.

2? Pay more for consumption with wechat.

Consumption includes offline payment and online payment.

Offline payment From shopping malls and supermarkets to street breakfast shops, many have supported WeChat payment.

Online payment includes Q-coin recharge, credit card repayment, purchase of air tickets, movie tickets and train tickets. In addition, you can make irregular donations (which can be small) at Tencent Public Welfare.

More than 3 red envelopes, multiple transfers

Microfinance is provided by Weizhong Bank, so like traditional banks, it pays more attention to the running water in WeChat. More red envelopes and more transfers can not only form a good running water, but also reflect a person's economic strength and repayment ability. The greater the daily average flow, the faster the microfinance will be opened and the higher the quota will be.

4? Download Weizhong bank APP

As mentioned in the above article, micro-loans are provided by Weizhong Bank. Downloading Weizhong Bank APP and using WeChat or QQ to authorize login, and using APP for short-term financial management can also increase the chances of opening.

5? Maintain good personal credit.

Micro-loan will evaluate the user's personal credit information when inviting. If personal credit information is tainted, there is little hope of being invited to open a small loan. Even if you are lucky enough to open it, you will not get the normal amount.

Doing the above can greatly improve the chances of opening micro-loans.

Since it can't be forced to open, is there a way to open micro-loans quickly?

The answer is: no.

Although the above points can improve the chances of opening, it will take some time and long-term persistence will have an effect. But it is really troublesome to transfer money and send red envelopes every day. It is hard to forget that since there is no quick way, there is always a simple way!

You can take this.

The most practical skill: wechat binds credit cards.

Because users who can apply for credit cards show that their qualifications have been recognized by traditional banks, Weizhong Bank, as an emerging online bank, will naturally consider it.

In short, the opening of micro-credit is a process of accumulating data and credit. If you use Tencent's money-related business more, you will naturally be invited after gaining Tencent's trust. Don't be too impatient to listen to online rumors and be deceived.