How about Ping An Fu? Can someone tell me more about it? La!

Brother Bao said that insurance focuses on the evaluation of insurance products! How does Ping An Fu compare with the popular critical illness insurance in the market? Look at this comparison table to know the top ten insurance companies' "worth buying" hot critical illness insurance inventory!

Ping An Fu is a product of Ping An Insurance, which has certain brand protection advantages. In addition to the basic protection, there are additional critical illness insurance protection that can be increased, as well as sports insurance protection. These are some highlights of this product. But this product is not perfect and has many shortcomings. If you want to know what the product is like, let me introduce it in detail:

Ping An Fu is a popular critical illness insurance product launched by China Ping An, which is being upgraded every year. Ping An Fu 20 is now the latest version. Being at the forefront of eating melons, I naturally studied Ping An Fu 20, and found that the upgrade of the product only changed its name, which is not much different from the old version? If you are interested, you can read an article: Inventory of Top Ten Insurance Companies' Hot Critical Illness Insurance!

What did Ping An Fu 20 specifically upgrade? Let's see how it compares with the previous version:

As can be seen from the above table, compared with previous versions, Ping An Fu 20 has little change in protection, but it is no longer bundled with long-term accident insurance.

But the shortcomings of not doing well will not be changed! For example, these shortcomings must be mentioned:

1. Incomplete coverage: At present, it is impossible to provide coverage for China's disease, but excellent critical illness insurance will provide coverage for China's disease.

2. The proportion of compensation is low: only 20% can be paid for mild illness, which is far below the average level in the market.

3. The setting of cancer compensation is poor: Ping An Fu 20 suffers from cancer for the first time, and it will take five years to get cancer protection again; If you suffer from a serious non-cancer illness for the first time, you can directly terminate the contract. Youpin is suffering from cancer for the first time and can be paid again after 3 years; Cancer compensation can be obtained after 1 year if you suffer from non-cancer serious illness for the first time.

4. Exemption is not included: it is necessary to increase the exemption of the insured by 20%. If it is added, the cost will also rise. With this guarantee, good products will come.

On the whole, Ping An Fu 20 has a low cost performance. If it is an ordinary working family, it is recommended to look at other cheaper and better-protected critical illness insurance products.

In order to make everyone less tired, I fished out all the good products in the sea of products in Wang Yang, and I need reference materials to help myself. & gt