I booked a car during May Day and chose Volkswagen Bora Auto Fashion Edition. Help me see if it's expensive.

At the beginning of this year, I had a very strong desire to buy a car, especially during the epidemic this year, all public transportation modes were closed, and it was really inconvenient to go out for a little thing, so I discussed with my family that I would buy a family car in a few months, which would at least facilitate our daily travel and improve our quality of life.

So I didn't do anything else at home during the epidemic, and I always used my mobile phone to check all kinds of information about cars. Our total car purchase budget is about 6,543,800 yuan, and we don't know much about cars, so we feel we can buy a popular one. There are four models initially considered, namely Volkswagen Bora and LaVida, Nissan Sylphy and Toyota Corolla. The four models are highly rated on the Internet, and they are all affordable and cost-effective home choices.

It was only around April that I started to go to the 4s shop to see the car test drive. After a day's visit and test drive, our target models have become LaVida and Bora, excluding Sylphy and Corolla, mainly because the prices of Sylphy and Corolla are too expensive, and the cars are quite good, beautiful in appearance and high in safety configuration, especially Toyota Corolla. However, their automatic transmission and low-profile models will cost12-300,000, and all of them will cost134,000, slightly exceeding the budget.

LaVida and Bora have relatively large discounts, both of which can exceed 20,000 yuan. The family feels that Volkswagen LaVida looks more atmospheric and decent. Bora gives people the impression that it is fashionable and relatively more casual. Compared with LaVida, the sales volume seems to be higher, but Bora is more cost-effective. May Day is coming, and both stores say that there will be some activities on May Day, so they plan to officially book a car on May Day.

During May Day, I first went to SAIC Volkswagen 4s store and found that the price of car purchase on May Day was actually similar to the price we talked about before. The bare car with automatic transmission and fashion version10.10,000 is the minimum, but the gift I gave is a little more than the price we discussed before. Then I went to FAW-Volkswagen to see the brand-new Bora, and the price given by Bora during May Day was quite satisfactory to me. It is also the lowest automatic transmission model. The official guide price of Bora is 654.38+022,000 yuan, the price of Bank of China Edition 6 is 654.38+050,000 yuan, and the actual price is 654.38+023,500 yuan. Loan to buy a car, naked car offer 84500, 37500 discount than the guide price. This price really surprised me.

But happiness brings sorrow. I was going to buy a car in full. This kind of preferential price can only be enjoyed by buying a car with a loan. And there are many compulsory charges, but we sat down and calculated the price carefully. The overall landing price is quite suitable, and this price is only limited to 5 sets today, so it is decided.

Let's share my booking price briefly for the reference of friends who plan to buy this car in the near future. Naked car 84,500, down payment 34,500, loan 50,000. The loan term is three years and 36 installments, and the total interest for three years is 3 150 yuan. The purchase tax is 7478 yuan, and the insurance cost is 5600 yuan. In-store compulsory license plate, 600 yuan. The loan mortgage fee is 600 yuan, and the loan handling fee is 2000 yuan. Compulsory purchase of 5 180 yuan boutique, including GPS positioning, reversing images, original film, foot pads, trunk mat, driving recorder, 4 basic maintenance items and 5-year 6,543.8+10,000 km warranty.

When all the expenses are added up, the total down payment is about 55,958 yuan. Monthly repayment 1476 yuan, paid off in three years. After the loan is paid off, the total landing price is 109, 108 yuan. It is required to continue to buy insurance in 4s stores in the second and third years, and the insurance cost is not less than 3,500 yuan. There are many overlord clauses, but the price of bare cars is really cheap, and the total landing price is ok. Friends, help me look at this price. Am I expensive?

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.