Should improved housechangers buy or sell their houses first?

For local tyrants, changing houses means buying another set, but for most ordinary people, changing houses often means selling the house they bought before. As for whether to buy a house or sell a house first when changing houses, many property buyers are very confused. The following small series will tell you how to change rooms.

Buy a house first and then sell it.

Because the old house has not been sold and there is a lack of liquidity, the source of down payment for buying a new house is the most difficult problem, so raising funds through various channels is the key to solving the problem. In the actual transaction process, we found that the means of "financing" of buyers are also varied, some with the help of relevant financial guarantee institutions, and some with the support of parents and relatives.

It is worth noting that it is also a good idea to skillfully use your old house as a mortgage to obtain short-term loans and solve the capital turnover needs.

Sell the house before buying it.

When the old house is sold, with cash flow on hand, the source of down payment for buying a new house will be solved. At the same time, however, the emergence of another problem makes property buyers quite embarrassed. Because there is still a period of time before the delivery of the new house, how to solve the housing problem after selling the house and get through the "time difference" between selling and buying has become a realistic problem.

From a practical point of view, renting a house is the most direct method, but the time-consuming and laborious move is also prohibitive. Therefore, there are some flexible methods in the market at present, such as appropriately extending the transaction cycle of selling houses and solving the housing problem by "returning rents" to buyers.

Suggestion 1

Sign the house purchase agreement after receiving the down payment.

The replacement of property buyers in a short time should also be considered in advance. In case there is a problem in a certain link in the process of buying and selling houses, the corresponding factors such as contracts, funds and loans may encounter problems, which may easily cause unnecessary losses. For example, if you buy a down payment house first, but the original house can't be sold for a while or the price is not suitable, you don't want to sell it, and economic disputes will arise because of insufficient funds or other problems that can't fulfill the purchase agreement. Consumers are advised to sign a new purchase agreement after receiving the down payment.

Recommendation 2

Understand the hukou problem

In addition, we found in the survey that hukou is also an aspect that everyone should pay attention to in the process of changing rooms. In the previous cases of second-hand housing transactions, there have also been extreme cases in which accounts cannot be reported after buying a house. In addition, if you are considering children going to school, you should pay more attention to the regulations of relevant schools on the time of entering the home.

Generally speaking, funds, "time difference" and hukou are the three major issues that must be considered first in the process of changing houses.

In addition, we must grasp the following three points: first, the security of transactions; The second is the starting point of doing what you can; The third is to make full use of the existing preferential policies. In particular, we should grasp the application of preferential policies for buying houses, such as making full use of provident fund loans and paying more attention to ordinary housing.

(The above answers were published on 20 17-0 1-04. Please refer to the actual situation for the current purchase policy. )

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