I have a mother who takes money seriously and doesn't know what to do.

Moving out may cost a lot of money, but if you are willing to bear hardships, you can share a house with others and then buy food, cook and wash clothes yourself. At least there's no pressure with mom.

It must be the hardest for young people to just join the work. They have little money and are tired of work, so it is not easy for them to adapt to society, but they will be fine after this period. And this time is actually the same as when you go to school, or when you invest. You need to accumulate experience, and if necessary, you need to spend money to study and continue studying. At present, this social environment is squeezing fresh graduates. Many people have to work hard 1 or 2 years. It is not that we are worthless, but that society is too harsh on us. This is not a problem for you alone. In fact, everyone is the same.

Your mother may not be considerate of you and think it's your turn to repay her for studying. Everyone has different horizons and values. I think if I can't communicate with her, I have to be independent. Everyone has to go through this process. When you come out, your ability will be independent and your salary will go up. It's never too late to be filial to your parents. The key is that you should walk well at this stage and strive to improve yourself. Otherwise, if you miss this stage, your ability is not high and your salary will not go up. Isn't your mother going to nag you for life? That's terrible! It's better to be bitter and sweet all your life now.