How to tactfully and effectively get the other party to pay back the money without being resented?

I think when you want him to pay back the money, you can tell him more about the money, then pretend to be casual, and then tell him that he still owes you money.

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It is really embarrassing to urge people to pay back money. I think no matter how big the money is, it will be a bit embarrassing. However, speaking to myself , if someone owes me money, I must get it back, because I feel that it is my parents' money, not my own money. I am just a student now, and everything I spend belongs to my parents. Money, if my money is OK, I can lend it to you as a cashier, using my parents' money, so I can't just waste it like this, I will definitely get it back. But asking for money is really embarrassing, whether it’s with someone I’m not familiar with or someone I’m familiar with. I feel like I feel more natural when asking for money with someone I’m not familiar with. But with people I’m most familiar with, I feel I would feel very embarrassed if I asked him to pay back the money.

But no matter how embarrassing it is, money needs to be exchanged, so every time I want someone to pay back money, I will deliberately mention something about money in front of him, such as how much this thing costs. , tell me how much that thing costs, and then the person next to me asks if I owe you money or something. If he still can’t remember it, I will pretend to be inadvertent, and then I will be surprised and say, then Do you still owe me money? Then I think this is the most euphemistic way. You said that you were asking him directly for money, but your tone sounded like you were surprised. So this won't make that person feel embarrassed, and I won't be that embarrassed.

And what I want to say is that if someone owes you money, you must ask them to pay back the money. Otherwise, others may think that they don’t need to pay back the money they borrowed from you. They are just old people. They will ask you to borrow money and will not pay it back, and in the end you will be embarrassed to ask again.