Why do they choose Taikang instead of Ping An when buying insurance?

Brother Bao said insurance, focusing on insurance evaluation! There is no best insurance, only the insurance that suits you. I suggest you look at this table when choosing insurance: if you are interested, you can look at it first.

To put it bluntly, buying insurance means buying protection, not buying an insurance company. Not all the products of big companies are good. For more information about Taikang Company, please see my answer.

Taikang life insurance company was founded in 1996, and has been developing for 24 years. It has great power. On the whole, this company is very reliable. But buying insurance is a serious matter, and many insurers will definitely be more worried about the product quality of Taikang Life Insurance.

To judge whether the insurance you buy is cost-effective, it depends on its protection content! First, make a list and summarize the main products of Taikang Life Insurance. Some of these products are not bad, but some products are not recommended.

In fact, I have also evaluated the health and critical illness insurance promoted by Taikang Life Insurance. Here, I will tell you its advantages and disadvantages:

1. Advantages: the guarantee content is worthy of recognition. The minor illness protection will pay 30% at the beginning and be paid in five installments. Have the responsibility to pay for the insured amount at the end of death/high disability/disease, as well as the extra compensation for high-risk and serious diseases such as "major organ transplantation or hematopoietic stem cell transplantation".

2. Disadvantages: low cost performance. You can buy more comprehensive protection at the same price or even lower premium.

Not much to say, for more details about Hui Jian, I recommend you to read this article:

In addition to health preservation, I have also done some research on other products of Taikang, so I won't say much. We passed by our friends to see if Taikang Life Insurance was good. Do you have any insurance recommendations?

Help you buy the right insurance.