What kind of person is Lao Lai most afraid of collecting debts? How to deal with Lao Lai who owes money and doesn't pay it back?

Now, faced with Lao Lai who owes money and doesn't pay it back, most people come back and forth with these tricks: calling, calling face to face, calling debt collection companies and going to court. On the other hand, people who only pay back money because of frequent and endless debt collection calls, WeChat contacts, mail recycling, etc. It's not even called Lao Lai.

Now that network communication is developed, mobile phones can be hacked, WeChat can be hacked, and mailboxes can also be hacked. When Larry blacked you out, he could only meet to collect debts.

Creditors often can't find Lao Lai, or have various concerns, and can't come to the door to collect debts in person, so they will ask debt collection companies to collect debts, but it is recommended to use them cautiously.

Debt collection companies are a double-edged sword. If you are not careful, you will hurt yourself, because some debt collection companies will use illegal debt collection methods and eventually get involved with creditors. In fact, the best way to deal with Lao Lai now is to sue him in court and collect debts through the court, but most people often don't consider it.

Because the amount of debt is not large, it is not cost-effective to find a lawyer to go to court, and sometimes the lawyer's fee is higher than the debt, not to mention the time and energy spent.

Deadly blow to Lao Lai: apply to list him as an executor of dishonesty.

In fact, going to court now is a fatal move for Lao Lai. Why do you say that?

First of all, if the loan is less than 1000 yuan, you can write a complaint +50 yuan legal fees+loan evidence, and you can file a lawsuit in the court where Lao Lai lives, saving money, time and effort.

As long as the evidence is sufficient, the creditor will win the case. Secondly, after the creditor wins the case, if Lao Lai still doesn't pay back the money, the creditor can apply to the court for enforcement and get compensation through auction and sale of Lao Lai's property.

Thirdly, if Lao Lai doesn't pay back the money and intentionally transfers the property, he can apply to the court to list Lao Lai as an executor of dishonesty. Lao Lai is listed as a person who has broken his promise and will be unable to act, take the high-speed rail, fly, buy a house for maintenance, travel and vacation, spend a lot of money, be a company executive and so on.

Finally, if the creditor knows where Lao Lai works, he can contact his company to inform him of the relevant situation after the dunning fails, which may eventually lead to his dismissal from the company. Because of a person who can't move, regular companies rarely hire him. Moreover, in practice, Lao Lai refused to accept the company's decision to expel him and sued the company but eventually lost the case.

Just a little "vicious". If you want to use it, you can choose to send an anonymous letter or make an anonymous phone call to prevent retaliation.

In fact, the best way is to apply to the court for enforcement again, forcibly deduct Lao Lai's salary, and Lao Lai's working creditors take money. If the person subjected to execution fails to fulfill the payment obligation specified in the effective legal document within the time limit specified in the enforcement notice, the people's court may limit his high consumption.

Lao Lai is most afraid of those second brothers collecting debts!

A debt that you can't get back a penny! Lao lai is hard to see, his face is ugly, and money is hard to get! Dead mouse feels no cold! Once the money is available, Lao Lai will become a real grandfather. Soft edge wants it, coax it, call the master loudly, the master wants it,! No matter how hard it is to get money, it is fatal to ask for money without money.

Alipay used to have a deduction function, but now it is offline. I think if there is an internet social platform to promote an application function, only for the loan between friends, and specify the loan period, both parties should be authenticated by their real names, and the borrower's ID card, bank card, Alipay, loan, flower garden, WeChat, micro-loan and personal credit record should be authorized. You can show interest. You don't have to write it. After the loan term expires, if the borrower fails to pay back the money, the platform will automatically deduct the money from each authorized platform and return it to the borrower. If both parties agree to confirm, the repayment can be postponed for a period determined by both parties. In the future, everyone will operate on this platform as long as they borrow money, and everyone is used to it. I think there will be a great change in the credit system of the whole society. If this function is launched on any platform, I would like to use it at the annual fee of 500 yuan.

It's no use writing an iou for 600 thousand. The borrower has nothing. It's all tears

Black society, don't go through any formalities, either die or pay back the money.

I don't have 1 10,000 yuan to come. Can you help me get it?

Never go to court! Worried, winning the lawsuit also ushered in trouble. I haven't seen money for years.

I have more than180 thousand. Can you get it back for me?