The young man said, do you usually have a plan to save money?

No, I will save money, but I won't save money in a planned way. To save money, you must earn money first, and then you spend less than you earn, so that you can save money. I'm ashamed to say that I'm still an ordinary student and I can't make money. My only income is the living expenses given by my parents and the minimum living allowance of two yuan a day. I belong to a person with a very high Engel coefficient, and my expenses are basically spent on eating and drinking. How much money I can save depends on how much I eat this month. It is not easy to save money when the living expenses are just enough, let alone plan and save money.

What I can do is to control my consumption demand as much as possible, spend money on the cutting edge, and strive to make ends meet every month. Even if I spend a little more this month, I will try not to spend money on savings. Unless it is really important, I will use the money I have saved as a last resort. Because my parents earn hard money, I have two words engraved in my bones, stingy. They once said, you never know, you made ten dollars today, so you should save at least six dollars in case you get sick one day and can't do anything. At this time, you can take the money saved to see a doctor. It is only when people are desperate that they discover that it is true that the world is cold. Don't say that all borrowers are grandfathers. They borrow money according to their ability and then don't pay it back. This kind of behavior is deeply disgusting, which leads many honest people to borrow money when they really need it. Borrowing money from others shows that it is very difficult to bear the burden of humiliation, so it is really capable to borrow money. Who is willing to put up with the eyes of relatives and friends when borrowing money? Therefore, it is necessary to save some money properly.

As I said before, I will save money, but I will not save money in a planned way. The main reason is that the income and expenditure are basically flat, and not much money can be saved. When I graduate, I can save some money at work. At this time, I may save money in that planned way. Although some things are bought early and enjoyed early, you will regret buying a lot of things. Online shopping took a long time, and I also learned a lesson. Saving money is much happier than spending money. Because you are not necessarily happy when you spend money, you may get a bunch of useless idle items. But saving money is different. Saving money will definitely make you happy.

As for income, I think some money can be spent thoroughly, while some money must be saved. Just like the living expenses given by my parents are all earned by them, I am embarrassed to spend them. However, you don't have to be so polite, like your two-dollar subsistence allowance or other extra income. Spend if you want, and be nice to yourself once in a while.

Personally, no matter whether the job is stable or not, you still need to have a certain deposit. For yourself and your family, you should save some money for a rainy day.