The CIRC stipulates children's critical illness insurance.

The CIRC stipulates that children's critical illness insurance must also cover 28 high-risk serious diseases. In fact, among the 28 high-risk serious diseases that must be insured, it has accounted for more than 90% of the claims of insurance companies, so you don't need to worry about the number of diseases in children's serious illness insurance. So what are the 28 high and critical diseases that must be guaranteed? Look at this article:

What diseases does critical illness insurance cover? Don't buy these if you don't understand!

Most children's critical illness insurance products are generally limited in coverage, and the minimum and maximum coverage may be different with different coverage periods. For example, Qingyunwei 1 children's critical illness insurance (exclusive to the Internet), if you choose to cover it for 30 years, the basic coverage is not less than 300,000, and the maximum coverage is generally 800,000. 70 years old or lifelong, the basic coverage is not less than 65438+ 10,000, and the maximum coverage is 800,000. So how much insurance coverage is appropriate for children to buy critical illness insurance? If you don't know, please don't miss this article:

How much insurance is appropriate? Tell me the doorway inside.

In addition to paying attention to the above two aspects, it is also important to buy critical illness insurance for children and pay attention to the protection content and compensation of products. At present, the best selling children's critical illness insurance mainly includes Mommy Bao Bei (Newborn Edition), Child Star Guarding Children's Critical Illness Insurance (Internet) and Xiaoqinglong Children's Critical Illness Insurance (Internet). Space is limited, senior sister takes Xiaoqinglong children's critical illness insurance (Internet) as an example to show you whether the popular children's critical illness insurance is worth buying! The guarantee content of this product is still relatively rich. In addition to the protection of mild, moderate and severe diseases, there are also targeted children's specific diseases and rare diseases. In addition, can you choose malignant tumor? Heavy extra pay, etc. It is an optional guarantee. If you choose to insure for 30 years, in the policy year of 1- 10, the insured will get 200% of the basic insurance amount for the first time when he is seriously ill as agreed in the contract. This reward is very good. In addition, the proportion of payment for mild and moderate diseases is 30% and 60% respectively, which is an excellent level. Generally speaking, the protection of Xiaoqinglong's children's critical illness insurance (Internet) is still excellent, which is worthy of parents' insurance for their children. Space is limited, and I also want to see the professional evaluation (Internet) of Xiaoqinglong children's critical illness insurance. Please take a look at this article:

I heard that Long Jun Xiaoqinglong children's critical illness insurance is more comprehensive? Read the article!

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