Tongling provident fund loan policy

On April 27th, Tongling Housing Provident Fund Management Center of Anhui Province issued the Notice on Adjusting the Maximum Amount of Housing Provident Fund Loans in our City.

According to the "Notice", the maximum amount of housing provident fund loans in Tongling City has been raised to: if a single individual pays the housing provident fund, the maximum loan amount is 400,000 yuan; If both husband and wife pay the housing provident fund, the maximum loan amount is 500,000 yuan, which will be implemented from now on.

As early as June 5438+1October 10 in 2020, Tongling implemented the policy that "if both employees and spouses apply for housing provident fund loans, the maximum loan amount for each household is 400,000 yuan; If a single employee applies, the maximum loan amount is 300,000 yuan. "

On March 1 day, Tongling Housing and Construction Bureau, Municipal Natural Resources and Planning Bureau, Municipal Finance Bureau and Municipal Housing Provident Fund Management Center jointly issued and implemented the Opinions on Coping with Enterprises with Rising Epidemic and Helping Real Estate and Construction Industry to Develop in a Stable and Orderly Way. Urban infrastructure supporting fees can be postponed and land transfer fees can be paid in installments. This opinion is valid until May 3, 20221day.

In terms of increasing support for the provident fund, the Opinions suggest that real estate development enterprises and construction enterprises that have difficulties in production and operation due to the epidemic can apply for reducing the proportion of housing provident fund and delaying the payment of housing provident fund according to regulations; If the unit fails to pay the housing provident fund in time, it shall be regarded as continuous payment after payment; If the individual fails to repay the housing provident fund loan in time, the overdue repayment will not affect the personal credit and will not be overdue.

According to the Opinions, for real estate development projects affected by the epidemic, enterprises can apply for delaying the payment of supporting fees for urban infrastructure for a maximum of three months. Adjust the pre-sale fund payment node. During the epidemic prevention and control period, the supervision funds for the pre-sale of commercial housing in real estate development projects can be paid in advance across a node according to the application of enterprises, and the accumulated application amount does not exceed 94% of the supervision amount. Extend the delivery period of real estate projects. If the government investment project cannot be delivered as scheduled due to the epidemic, the delivery period will be postponed; If the delivery conditions are met, and the delivery should be made during the epidemic period according to the commercial housing sales contract, the delivery procedures can be suspended and the delivery period can be extended.

During the epidemic prevention and control period, in principle, the bid bond can be determined at 20% of the starting price for the newly transferred land, and 50% of the land transfer price can be paid within one month after the signing of the transfer contract. After the land-using unit issues a letter of commitment, the balance can be paid in installments according to the contract, and the payment period is no longer than one year. Extend the construction period. All construction units shall not require construction enterprises to speed up the progress of the project on the grounds of grabbing the construction period, failing to deliver the goods according to the original contract, and defaulting on the deduction. Except that the construction enterprise intentionally delays the performance of the contractual obligations, the expenses and losses arising therefrom shall be borne by the construction unit. Government investment projects affected by the epidemic can not be resumed as scheduled, and the construction period will be postponed accordingly; If it can't be completed according to the original time limit, the time limit should be reasonably determined again. Reasonably adjust the price difference between talents and machines. During the epidemic prevention and control period, the labor costs shall be adjusted according to the facts by contractors, supervision units and third-party cost consulting institutions after market inquiry.