Laid-off workers: there are old people in the world and young people in the world, and they still have to pay social security every year. Can't they retire early?

A netizen once left a message saying: I was laid off in September, 1998, and I have no skills. It's hard to make money. He gets up early and is greedy for the dark. He spends several thousand yuan a month, but he has to pay more than 1000 yuan of old-age insurance every year. The burden is too heavy for him to get sick. Therefore, it is suggested that the state should consider the real situation of laid-off workers and whether they can retire early. If they can retire early at the age of 55, they can get more years. Through this gentleman's message, I believe everyone can realize that it is really difficult for laid-off workers. So let's talk about several situations that laid-off workers need to pay attention to today. The content is as follows:

1. Note 1 Case: It is not entirely correct for laid-off male workers to retire early at the age of 55 in 2020.

2. Pay attention to the second situation: laid-off workers will retire early at the age of 55 in 2020.

3. Pay attention to the third situation: the health status of laid-off male workers will decline in 2020, and they can retire early at the age of 55.

What can I do if I want to get more pension?

I. Concern 1 Case: It is not entirely correct for laid-off male workers to retire early at the age of 55 in 2020.

The case is that laid-off workers are eager to retire early, and everyone can understand the difficulties of laid-off workers. However, according to the relevant regulations, it is not clearly stipulated that laid-off workers can retire early at the age of 55, so it is not entirely correct for laid-off men to retire early at the age of 55 in 2020, which needs to be analyzed according to the actual situation. Those who meet the conditions for early retirement can apply for it, and vice versa.

Second, pay attention to the second situation: laid-off workers will retire early at the age of 55 in 2020.

Although it is not clear that laid-off workers can apply for early retirement at the age of 55, there are also regulations that they can apply as long as they meet the conditions for early retirement. At present, with the continuous improvement of the social security system, the audit of early retirement is becoming more and more scientific, and the necessary procedures must be retained. For example, laid-off workers who used to engage in special types of work can retire early as long as the procedures are complete and meet the conditions for early retirement. Otherwise it can't be handled.

Third, pay attention to the third situation: the health status of laid-off male workers will decline in 2020, and they can retire early at the age of 55.

Everyone has his own criteria to judge whether he is healthy or not, but if he has to go through the formalities of quitting the league or retiring because of his own health problems, he needs the appraisal of the relevant departments. For those who meet the conditions of early retirement, he can apply for early retirement at the age of 55.

What can I do if I want to get more pension?

As we all know, social endowment insurance can only provide the most basic protection after retirement, but it can't effectively improve the quality of life. However, the health status of laid-off workers is generally unsatisfactory. This group needs more pensions to ensure the quality of life when they are old, and commercial pension insurance can also provide pensions after retirement, which is one of the important ways to receive pensions. Therefore, it is recommended to allocate commercial endowment insurance for yourself when you are young. Here are two common types of commercial endowment insurance:

1, annuity insurance. It is a kind of commercial insurance, which exists in the form of insurance contract. The insured pays the premium as agreed, and the insurance company pays the pension as agreed in the contract. Its payment method and insurance payment method are in line with social endowment insurance, and the collection time of commercial annuity insurance is optional. Generally, you can choose to collect when you are 55 years old. Therefore, commercial annuity insurance is a good choice for old-age insurance.

2. Term life insurance. This kind of insurance is based on the life of the insured, and it also pays the premium by stages. After the contract expires, the insurance company pays the insurance premium. If he dies unfortunately, the insurance company will pay his family. Laid-off workers themselves are in poor health, so life insurance is a better choice. Even if they die unfortunately, they can protect their families' lives.

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Compared with other groups, laid-off workers are under great pressure and pay more for old-age care than everyone else, but often such groups should pay more attention to commercial old-age insurance. Therefore, it is suggested to allocate more commercial endowment insurance for yourself when you are young, so that you can receive a certain pension even if you don't reach the retirement age stipulated by the state. If you are still confused and don't know how to buy insurance, you can consult a professional and excellent insurance broker. Because professional insurance brokers will make a comprehensive evaluation and tailor the plan according to your problems and needs, Baibaojun has a professional and powerful insurance team to match the exclusive consultant that suits you best. Baidu searches for "Baibaojun" to provide you with more professional insurance.