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How to buy private car insurance is the most cost-effective.

Automobile insurance is a kind of property insurance, which has matured with the appearance and popularization of automobiles. Let's talk about the most cost-effective way to buy private car insurance. I hope I can help you.

Car damage insurance: determine the insurance amount according to the actual value of the car, not too low, because when it comes to total loss, the fixed loss is determined according to your insurance amount. Three risks: this is to compensate the other party for personal and property losses. First, consider the risks where you drive. If it is a big city, it is natural to buy a higher one, because the compensation for personal injury and death is determined according to the income level of the individual. If you often run away from home, the risk is much higher. Theft and rescue: the compensation is determined according to the compensation limit you bought, but it is not the only factor. In addition, considering vehicle depreciation and information integrity, it is recommended to choose moderately. In addition, it is recommended not to buy scratch insurance for more than three years. This car has been driving for two or three years. It's very old. There is no need to buy scratch music. Of course, if you keep it new, you can buy scratch music. Finally, buy car damage insurance on demand. Always walking on the roadside, no wet shoes. For old drivers, if they have confidence in their driving skills, they can buy less car damage insurance. But if you are a novice, I suggest you buy it. Finally, remind everyone that the annual auto insurance premium will be determined according to the number of accidents in the previous year. The more accidents, the more expensive the price. So driving safely can really save money for yourself.

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