Who should I talk to about the experience of meeting the wrong person while driving?

1, the other party is fully responsible for the claim 1500, if you don't do it anyway, you need insurance, trouble, toss and turn, and the loss will be 2200, the repair shop will need 2400, and you will pay 200 yourself.

If you agree to the settlement, shoot 1500, and the insurance will take full responsibility. The car will still be repaired for nothing, earning 1500. In the second year, the premium will increase by 800 and earn 700.

2. One person was injured, sent to the hospital, beaten and scolded by his family, and the medical expenses were 8,000 yuan. Go home and wash the blood off your face. Later, the family asked for a claim 10000, otherwise you would not be issued a medical invoice, and the insurance company said that you would not be reimbursed without an invoice. In fact, you don't have to go to the hospital to wait for the traffic police to issue opinions on the spot. If you pay for the medical expenses, you can say that you lost money in stock trading and still owe foreign debts. When your family sues you, the insurance company will pay you all, and everyone will be happy. You don't even have to show up.

There was a car accident, and there was a row of cars stuck in the back, and he honked his horn. The other party said that I was fully responsible, so we retreated to the side of the road and stopped at the side of the road. As a result, the other party immediately changed face and said that you were fully responsible. Then I remembered that I should take pictures with my mobile phone first.

4. My husband commanded to reverse the car. When he excited the accelerator as a brake, he broke his leg and called the insurance company to report the case honestly. The insurance company told you that his husband was not with him. . . . . Actually, you can change your friend's car. . You know

5. The car was maintained in 4s. After the maintenance, I happily went to get the car. Oh, or, when reversing, the accelerator acts as a brake (why =. =! ), crash, resulting in a loss of 4000+, you are depressed to find an insurance company, and people politely tell you that we will not accompany the accident in the repair shop. . . . In fact, you can have an accident in another place, such as close contact with a small tree in the community, you know.

6. On rainy days, I went to happy's garage to pick up the car in the morning and found that the garage was flooded. I suddenly burst into tears. I quickly got on the bus and started it, so that my car could escape from the pain, fire, or, oh, the engine wouldn't burn. The car didn't escape from the sea of suffering, and you also entered the sea of suffering. The 4s shop informed us that the engine was flooded and reimbursed, resulting in a loss of 5w. You went to the insurance company excitedly and looked at you piteously, miss. The driver forced the fire, and the engine flooded. We didn't accompany you. -If you don't light the fire, the engine can't get water, honey.

There are many toys in the car, such as pagodas, perfume bottles, bears and pigs. One day, I almost hit an old lady and my foot suddenly braked. The perfume bottle flew and dried on the glass and bounced on my forehead. 8 stitches, glass fee, lost time and medical expenses, compensation for mental damage * * * 3800. The operator of the insurance company told you with a smile that if the vehicle is damaged by objects loaded in the car or on the roof, it will not be compensated. If the vehicle is injured by objects loaded on it, we will not accompany it.

8. The weather is cool at the weekend, which is a happy game. Suddenly, a big truck on the left threw a plate on your road and kissed you. Only one plate hit the flower bed, and your little heart thumped for five minutes before it calmed down. When you saw that the big truck was missing, you immediately called the insurance company and made a wild decision on the big truck, saying that it should be repaired. The insurance company regrets to tell you that you won't pay for letting the person in charge run away with other vehicles. In fact, you can say that the sun burned my eyes and made me go to the flower bed. What big truck? Didn't see ~ didn't pay attention. . .

9. If there is a flat tire on the road, turn left and right to stabilize the direction. Don't call the insurance company and don't be alone.

10, stopped downstairs and went upstairs to watch an episode of Kangxi coming. When I went downstairs, I saw that all four wheels were gone, so I was padded with some bricks. I don't need to call insurance, so I don't need to accompany me.

Teach you to drain the last drop of blood from the insurance company

I believe there are still many car owners who don't know much about auto insurance. Only when there is an accident will they deal with auto insurance. As an amateur, car owners simply can't understand how deep the water in auto insurance is. How to deal with it to become the biggest beneficiary? Don't worry, many experienced car owners have summed up the experience for us. We just need to read the collection in an emergency. Moreover, this is a car insurance clause that ordinary car owners can understand, which will definitely give you a deeper understanding of car insurance and claims, and "squeeze the last drop of blood" from the insurance company! Who says not? Buy insurance to save money and worry!

Detailed explanation of insurance clauses (1) Car damage insurance VS third party liability insurance

Let's talk about the main insurance, car damage insurance and three liability insurance first. Car damage insurance and three liability insurance are the basic types of vehicle insurance, which mainly compensate the loss of the insured vehicle and the loss caused by the insured vehicle to the third party in use!

You probably think that even if the vehicle is damaged by natural disasters, the insurance company will pay for it! This is half right. Most of the losses caused by natural disasters are compensated, except for one thing-earthquake!