I regret buying an apartment as a residence for a long time. Why don't you buy an apartment?

Apartment is a popular room type in the market now, and apartments are often used to rent out to young people. But some property buyers bought apartments and wanted to become houses. So there was a sigh of "regretting buying an apartment and being a house for a long time". So, why regret buying an apartment as a residence for a long time? Why not advise you to buy an apartment? What are the disadvantages of buying an apartment? Here we answer for you.

I regret buying an apartment as a residence for a long time. Why?

Some people prefer apartments, because the advantage of apartments is that they are relatively cheap, much cheaper than surrounding houses (generally, the price of surrounding houses is 20,000 square meters, and the price of apartments is about 65,438+6,000 yuan per square meter), and most of them are finely decorated, so it is more convenient to move in directly after handing over the house. Second, from the point of view of self-occupation, although the apartment is small, it is well equipped and deeply loved by young people.

But some friends regret buying an apartment, mainly because they ignore the shortcomings of the apartment. The environment of apartment houses is not as good as that of ordinary houses. Without a transparent and bright house in the north and south, the apartment type and lighting will not work. At the same time, there are many households on each floor, and the pool area is also large. Like ordinary houses, it is generally closed management, the residential environment is relatively safe and the personnel are in a stable state. But the apartment house is open, and the mobility of people is still quite high, because it is both commercial and residential, not to mention the living environment. There is also a lot of noise near the street, and sometimes it may be impossible to achieve a quiet sleeping environment.

Moreover, the property rights of apartments are different from ordinary houses. Its property right is not as long as 70 years, usually 40 or 50 years.

Why not advise you to buy an apartment?

Although apartments are very popular now, they are usually rented out to others for a short time. Few people buy an apartment as a long-term residence. The disadvantages of apartments as houses are as follows:

1, the right is only 40 years and it is impossible to settle down.

Houses have property rights. The service life of ordinary houses is 70 years, which will be automatically renewed after expiration, while the property right of apartment houses is only 40 years. It may be only 35 years since the developer took the land and handed it over to the owner. Another risk is that after the property right expires, you need to apply for renewal and pay a high premium. If the application is not automatically renewed or rejected, the land property rights and houses will be recovered free of charge. In addition, if the apartment belongs to commercial housing, it can't be entered, so there is no school to settle down. If you live in your own house or do a wedding room, you can't buy an apartment considering the qualifications of future generations.

2. The utilities are expensive, and the living experience is not as good as the house.

Because it belongs to commercial housing, the charging standards of water, electricity and property fees are too expensive to leave, so residents living in apartments have to pay a lot more than ordinary private houses. Moreover, according to the specification requirements, most apartments have no natural gas, because gas stoves should be installed in kitchens with natural lighting and ventilation. Most apartments and kitchen doors are integrated with bedrooms, which does not meet the requirements and can only be cooked by induction cookers or microwave ovens, which brings inconvenience to long-term life.

3, limitations, mostly small huxing.

In addition, most apartments on the market cater to "single people", mostly small apartments of 50-70 square meters. The overall structure is uneven and visually oppressive, and the sharing coefficient of apartments is about 5% higher than that of residential buildings, which affects the utilization rate.

4. The down payment for buying a house is high and the transfer fee is high.

Although the total price of buying an apartment is low, the down payment for buying a house is high! According to the regulations, a down payment of 50% is required, and the longest loan period is only 10 years, so you can't make a provident fund loan.

The transfer fee is surprisingly high.

These are not the most deadly. The most pitiful thing is that when the apartment is resold, the handling fee is surprisingly high, and many transaction taxes such as business tax and deed tax have to be paid. For example, the second-hand transaction tax in Shenzhen will reach 15%-20% of the total house price! For ordinary family housing, we all know that the real estate license for selling houses is the only housing for five years, and only one deed tax is required. But there is no "five-year-old" apartment, and it is precisely because of this expenditure that "soy sauce is more expensive than chicken" that the liquidity of the apartment is very poor.

In summary, why don't you buy an apartment? Now everyone knows that apartments have many disadvantages. So apartments are not suitable for long-term living, and young people can live in short rent. Friends who regret buying an apartment for a long time can transfer it or rent it.