I plan to buy an insurance for my wife and daughter, and I plan to invest about 6.5438+0 million yuan a year. Please make suggestions and recommend good insurance products. Thank you.

1 year 1 ten thousand, I'll design a combination for you. You and your wife each receive 6,543,800 yuan of major illness/death insurance, and your children receive 300,000 yuan of critical illness insurance gold every year from the age of 0 when they graduate from university. When he was in college, he received 20,000, 2 18, 19, 202 1, 23,000 and 27,000 respectively.

Among them, before the age of 70, you or your wife went out of danger and got a claim. At the same time, even if the other party's insurance is not paid, there is no need to pay it again, and the protection will not be reduced. If there is no risk, the coverage of the 70-year-old will be expanded and will no longer be limited to major diseases. It can also be used to pay for old-age diseases and chronic diseases, and it can also be used to support the elderly.

If the child's education fund happens to be insured by the insured, then the child's insurance will not be paid in full, and the insurance company will also help the customer to make up, and the child's rights and interests will not change.

A plan to protect the whole family at a reasonable cost.