Post-80s: What should I do when I am old?

When our generation was born in 1980s and just graduated from their twenties, they only thought about how to support themselves. Married and having children in my thirties, I wake up every day with children, mortgage and car loan, and all I think about is work, how to make money. Now that we are forty years old, we start to worry from time to time. What should we do when we are old?

Grandpa, grandma and dad's pension model.

Ancestors have continued China's way of providing for the aged for thousands of years, carrying on the family line and raising children to prevent old age. At that time, the society was still the same. As in the past, when the old man was old, his son and daughter-in-law would assume the obligation of support. Old people also feel that when they are old, they should live in their sons' homes and be taken care of by their sons and daughters-in-law.

In my parents' generation, a small family, that is, a family of three, no longer lives together. Children from these small families will want to take their parents with them when they grow up and get married in big cities. But parents are more accustomed to their own living environment and don't want to live with their children. The old-age care of my father's generation depends more on my wife and a good social security system.

The present situation that the generation after 80s will face when they are old.

With the development of society, the family model must be centered on small families, and the pressure of social competition will become greater and greater. In order to support their families, small families have tried their best to support the elderly. We all want to be like our grandparents after 80s, so it is unrealistic to provide for the aged.

China is slowly entering an aging society. After several decades, more and more people need to receive social security, but fewer and fewer people pay social security. It may be a bit crazy to want to rely on good social security for the elderly like parents after 80.

Old-age planning must be early.

Now the post-80s generation is basically the mainstay of the workplace, and the income is also good. But we should also see that the development of the workplace is like a parabola. When we reach the peak, many people will start to go downhill. After all, the back waves of the Yangtze River push the front waves, and the front waves will shoot on the beach.

At this time, it is necessary to start planning for the elderly in advance. In addition to daily income for living expenses, we must learn to open up sources and reduce expenditure. It is easy to cut costs. Learn from parents' diligence and thrift, and rational consumption costs nothing. Open source is to expand our income sources, don't regard wages as our only income, and strive to be Qian Shengqian. Learn to invest in financial management, choose reliable financial management channels, invest regularly every month, and believe in the power of compound interest.

In this way, when we are old, even if the retirement salary is not high, we can still have other sources of income, regardless of age. When you are old, you are still financially independent and don't reach out to your children. Do what you like in your spare time, exercise with everyone and live a high-quality old age.