How to refuse a friend to borrow money?

How to make friends refuse to borrow money from you, and still keep their wallets without hurting their feelings?

Friends borrow money, and people with low emotional intelligence will have three results:

The first result: the money is gone, it is easy to lend it out, but it is difficult to get it back. I am embarrassed to turn against my friends;

The second result: I saved money, but my friend disappeared. I resolutely refused to lend it to my friend, and my friend broke up with him from then on;

The third result: no friends, no money, no money.

Have you ever been in such a situation?

When a friend borrows money, how can he keep his wallet without losing this friend? People with high emotional intelligence are like this.

For example:

A buddy asks you for money: "Brother, I'm a little short of money recently. Lend me 50 million to help me out. I will pay you back next month. "

Do you think you should lend it to him? If you don't borrow, can you still be a brother? If you borrow, your brother can't come up with 50 million yuan. When can you expect him to pay you back? That's stupid! If he loses his job next month and has no source of income, are you ashamed to add fuel to the fire and ask him for money? In case you need money badly and ask him for money, you will not only not come back, but even offend him, and you may lose this friend.

So, shall I borrow it or not?

I'll tell you an idea: refuse him, keep your money and keep your friendship. After reading it, you will definitely feel it.

Many people often make an obvious mistake when their good friends borrow money from themselves, so they can't save face, put down their airs and solve their unhappy hearts.

How can I put it?

I always feel that my brother who has been together for a long time wants to borrow money from himself. If he doesn't borrow it, his face won't look good. Therefore, he can't erase his face and he is embarrassed to refuse.

Second, I have some money in my hand, and I usually like to put on airs. All my friends know that I have money. At this time, friends have found themselves, but they can't put down their posture to pretend to be poor and cry. They are also afraid that others will gossip about themselves and say that they usually love to pretend. Alas, this vanity is helpless. Finally, I hesitated to lend money to my friends, but I was still nervous and worried that I wouldn't get it back. This is called swelling.

Third, untie the unhappy knot.

Many people hesitate to borrow money from their friends because their friendship is unhappy, and finally give this friend a glimmer of hope. So this friend will chase you and ask you to borrow it. Finally, borrow it. You can't hurt the friendship between friends because of such a small amount of money!

Therefore, the best way is to reject him directly from the beginning.

Attention, next I'm going to tell you a formula, reject other people's formulas, and suggest you save it if you like, and read it several times later.

The formula is as follows:

Direct refusal+reasons+feelings * * *

First, directly refuse. Dude, you got the wrong guy. I want to lend it to you, but I have no money!

Second, explain the reasons. You have no idea how tight I am. Every month, the house, car and children are fixed expenses, and they can't wait for a day. Daily necessities are essential. I'm a passer-by, you know, I'm poor recently ... in short, try to spend money and tell him that you are married and have children and can't leave any money.

Third, give him some sensational songs. Oh, to tell the truth, at our brother's age, we are old and young, and we really spend money everywhere. Seeing that you are in trouble, my brothers are also uncomfortable. As you know, I have had a really bad time these years. On the surface, the scenery is actually moonlight, and sometimes I have to borrow some money from my parents. People are worse than dogs in middle age. I don't know what to do. Let's take it one step at a time ... Let him know that you are in trouble and have the same experience as you, so he can't borrow it by force.

We are all poor, so we can't do without borrowing. This is also a helpless move. If we have money, I don't want to say such a refusal to my friends. So, put the scene right and learn to refuse. Hello, he's good, everyone.